It arrived, for $160 including shipping etc,. I upgraded from a 1.3 mp to a 7mp. Am putting the new and old photos, side by side, to see if I can see the difference. I can.
I was tempted to wait and try a get later the Canon SRL, but felt I really need one now and this I could afford. Oh, I hate to spend money but think I made the right decision.
Now to reread the instruction books (there are 2) until I understand them.