Woo hoo!
For the first time in YEARS my bank-issued Visa has more money available than due. This was supposed to only be used for books in college, but the past two years were a bit tight on money so I would pay the minimum and then charge things to the card again to almost max it out. But now I have a steady income and can afford slightly larger payments. Tt should be paid in full this summer, and then I'll close that card so I don't spend more than I can really afford. I'm actually trying to be more financially responsible, snd I've already paid off one store charge card, and another will be paid by this summer. Then I'll be able to save a decent amount every month and possibly put a little more towards my last two cards so I can pay those off a bit quicker (if not, w/o charging anything else on them I should have those paid by the winter). The only debt I want to have at this time next year is my car and student loans....and I owe a whole lot of money on those two as it is!