Still your problem buddy
Tonight I went to the Cedarville Inn to play pool and as I was leaving, This old "cowboy" type guy that kicks my ass at pool started badmouthing the Bank I use because somehow(Oh noes!) he was informed that he owed them money after closing an account. Well, turns out, after some more fiasco with automated transfers, and a credit agency(10 months and a lean on his house later) He still refuses to send the credit agency the paperwork the bank sent to him so that it can be resolved, and his credit can be rectified. He really didn't seem to understand how little the bank gives a shit about him, personally, and I was getting pretty heated trying to get this guy to accept that he needed to take responsibility for his own shit. The bartender made us end our discussion, but I hope I got him to think about it...