Bank of America can suck it.
I've been a BOA card holder for -- rough estimate off the top of my head, at least 4 years - probably closer to 5 now. Well, in that 5 years time, I had ONE late payment (legitimately just forgot about the bill). I paid what was due, plus the late fee, four days late and then paid double the minimum on my next bill and that was that.
I started with a credit limit of $800, and worked my credit up to a stellar $10,000 -- until that late payment, when they called me and told me they were reducing my credit limit to $5,000. Ok, whatever, assholes.
So I'm walking through Sears the other day and get an Unknown call on my cell. I don't normally answer Unknowns, but for some stupid reason, I did. It was someone from BOA to ask me a million personal and stupid questions about my credit and my mortgage and all that. Now, they asked me what MY income is. I answered honestly. They asked me what OUR mortgage is. I told them the amount, and that it's my husband and my combined income that pays it.
Uh huh, apparently because I don't make as much as they think I should, despite my stellar history with them, they knocked my credit line back another $3,000. Excuse the fuck out of me?!
So I'm paying that card off and I'm going to be cutting it up. I will mail it to them with very detailed instructions on where to shove it.
Jerk offs.
I started with a credit limit of $800, and worked my credit up to a stellar $10,000 -- until that late payment, when they called me and told me they were reducing my credit limit to $5,000. Ok, whatever, assholes.
So I'm walking through Sears the other day and get an Unknown call on my cell. I don't normally answer Unknowns, but for some stupid reason, I did. It was someone from BOA to ask me a million personal and stupid questions about my credit and my mortgage and all that. Now, they asked me what MY income is. I answered honestly. They asked me what OUR mortgage is. I told them the amount, and that it's my husband and my combined income that pays it.
Uh huh, apparently because I don't make as much as they think I should, despite my stellar history with them, they knocked my credit line back another $3,000. Excuse the fuck out of me?!
So I'm paying that card off and I'm going to be cutting it up. I will mail it to them with very detailed instructions on where to shove it.
Jerk offs.