the most wonderful time of the year

Dec 07, 2009 20:00

i hate this time of year. i hate cold, and snow, and winter. ughh. and you'd think that living in a place that's mostly snow all the time, no one knows how to freakin' drive.

so alex and i are looking into starting to save to buy a house, and guess what...it's hard! i need a mortgage counselor stat! HSBC has a program that allows you to make required monthly payments for up to two years which will be matched at $4 for every $1 we save in grant money and has a potential to earn about $9300 towards down payment and closing costs on a home. which is a good...no, great start at least. but i'm finding so much information and i don't know how to sort through it all on Fannie Mae and Freddie Mac and SONYMA and HUD and all kinds of crazy shit. perhaps just sitting down and talking to someone at a bank will help find out best way to get started on at least the saving process and what kinds of goals we can feasibly work towards.

man, being a grownup sucks sometimes.
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