Banks are frelling stupid

Oct 24, 2008 22:31

So, last week, I put some money into my account because the bank was going to automatically pay my credit card bill. However, only half of it went through the first day, so when they went to take it out, it was not all there, and I thus had a negative balance, so they charged me for it.

Five times. At 37 dollars each. And then expect me to be able to pay this off, which II can't, because they took all my remaining money in fees.

Oh, and this caused my credit card to automatically try to fix the checking account overdraft, thus negating the whole point.

Plus, I had spent some of the money before hand on gas and food, as I had no way of cooking for a few days, and ran out of crackers and lunch meat. These took a while to go through, so now I have been charged another eight fees on top of that, plus a negative balance fee every day since then.

And the bank says they can't do a thing about it, and I can't go in there for a long while, and my balance is already so low that there's no chance that I'll be able to pay it off any time in the forseeable future, which also means that there goes my paycheck next week into oblivion and I will never see a cent of it.

I have no idea what I'm gonna do...

fail, suck, rl

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