(no subject)
I've not updated in ages, so I thought I'd fill you in.
Uni:
I failed my 1st year. I passed 3/6 modules.
I have to resit 3 exams and resubmit a coursework task, and will hopefully be allowed onto the 2nd year in September.
I'm not happy with Uni at all at the moment. I feel there is no support or guidance from some of the tutors. You are lectured, and that is that as far as certain ones are concerned.
I emailed one tutor of Tort to say I didn't understand the rule given in a case that was part of my coursework, I told her I understood it had something to do with HRA but was unsure as to exactly what the 'rule' given was & asked for guidance. She replied it was not possible to give me individual tuition via email and ignored my reply requesting a face to face meeting. Exactly what am I paying £3000 for? She refused to assist with the original coursework, hence the fail mark.
My exams weren't great, through lack of preparation, I now have 14 days before the contract exam to try to learn some of the stuff so I can get the 40% pass mark I've been capped at.
Home:
We scouted around earlier this year, and considered trying to buy a property. However, nothing took our fancy & we didnt really seriously explore any possibilities.
Recently we've taken to looking again & seriously began to investigate the money we could borrow etc. Since we will be first time buyers we are clueless.
The current market & the single salary means it is hard to find something for the money we can borrow & pay back. We origainally planned to live around where we are now, but it is far too expensive so we are moving back towards my parents & looking at the area I grew up in (about 9 miles from my parents) Its mainly council/ex council properties, & a low socio economic group area so house prices are modest for what you can buy.
We decided to go interest only instead of repayments for 5 years in order to get the best deal, we hope to start repaying the capital once I am employed but have arrange the mortgage so we can overpay (thus paying off capital) without being charged or penalties being imposed.
We originally looked at a repossession house, it was disgusting inside. It had been ruined & needed to have all the junk emptied out, laminate pulled out, a kitchen & bathroom put in from a bare room before we could move in. However at 99,995 for a 3 bedroom semi detached with the double garage half built it was a bargain. We put an offer in & when a house is repossessed the companies repossessing usually make it go to 'public notice' where an advert is placed in a local newspaper inviting higher bids within a week. The agent was refusing to allow viewing due to the state of the house & all looked good, until a woman insisted she viewed & put a higher offer in. We decided that the extra money & the work required made it not so much of a bargain and sensibly we walked away.
We viewed another repossession, because you can often pick up a lot more house for the money, and this was much nicer. Cleaner & less work required. However, only 3 bedrooms and smaller gardens. We discussed it and decided that it was a better FTB property for us, and decided to go for it.
The public notice is in the newspaper & the company selling are preparing contracts. They are asking for a 28 day completion & we are waiting to instruct solicitors. The basic survey we had done highlighted some isolated dampness so a damp & timber specialist is going in to give a quote. Also, there was some historical movement to the structure, we are advised this is nothing to worry about, and is common in older properties but we want to be sure so we are having a structural report done Wednesday.
I feel very mature & old, lol.
I will be glad to move out of here, but sad to leave the area because its lovely.
Other stuff:
I want to move to the US. We both agree that we'd prefer to be there than here.
I'm currently looking at how my degree can transfer over there. Which is exciting.
I've already looked at rentals & neighborhoods.
Its a 3-5 year plan so far :(
H xx
Uni:
I failed my 1st year. I passed 3/6 modules.
I have to resit 3 exams and resubmit a coursework task, and will hopefully be allowed onto the 2nd year in September.
I'm not happy with Uni at all at the moment. I feel there is no support or guidance from some of the tutors. You are lectured, and that is that as far as certain ones are concerned.
I emailed one tutor of Tort to say I didn't understand the rule given in a case that was part of my coursework, I told her I understood it had something to do with HRA but was unsure as to exactly what the 'rule' given was & asked for guidance. She replied it was not possible to give me individual tuition via email and ignored my reply requesting a face to face meeting. Exactly what am I paying £3000 for? She refused to assist with the original coursework, hence the fail mark.
My exams weren't great, through lack of preparation, I now have 14 days before the contract exam to try to learn some of the stuff so I can get the 40% pass mark I've been capped at.
Home:
We scouted around earlier this year, and considered trying to buy a property. However, nothing took our fancy & we didnt really seriously explore any possibilities.
Recently we've taken to looking again & seriously began to investigate the money we could borrow etc. Since we will be first time buyers we are clueless.
The current market & the single salary means it is hard to find something for the money we can borrow & pay back. We origainally planned to live around where we are now, but it is far too expensive so we are moving back towards my parents & looking at the area I grew up in (about 9 miles from my parents) Its mainly council/ex council properties, & a low socio economic group area so house prices are modest for what you can buy.
We decided to go interest only instead of repayments for 5 years in order to get the best deal, we hope to start repaying the capital once I am employed but have arrange the mortgage so we can overpay (thus paying off capital) without being charged or penalties being imposed.
We originally looked at a repossession house, it was disgusting inside. It had been ruined & needed to have all the junk emptied out, laminate pulled out, a kitchen & bathroom put in from a bare room before we could move in. However at 99,995 for a 3 bedroom semi detached with the double garage half built it was a bargain. We put an offer in & when a house is repossessed the companies repossessing usually make it go to 'public notice' where an advert is placed in a local newspaper inviting higher bids within a week. The agent was refusing to allow viewing due to the state of the house & all looked good, until a woman insisted she viewed & put a higher offer in. We decided that the extra money & the work required made it not so much of a bargain and sensibly we walked away.
We viewed another repossession, because you can often pick up a lot more house for the money, and this was much nicer. Cleaner & less work required. However, only 3 bedrooms and smaller gardens. We discussed it and decided that it was a better FTB property for us, and decided to go for it.
The public notice is in the newspaper & the company selling are preparing contracts. They are asking for a 28 day completion & we are waiting to instruct solicitors. The basic survey we had done highlighted some isolated dampness so a damp & timber specialist is going in to give a quote. Also, there was some historical movement to the structure, we are advised this is nothing to worry about, and is common in older properties but we want to be sure so we are having a structural report done Wednesday.
I feel very mature & old, lol.
I will be glad to move out of here, but sad to leave the area because its lovely.
Other stuff:
I want to move to the US. We both agree that we'd prefer to be there than here.
I'm currently looking at how my degree can transfer over there. Which is exciting.
I've already looked at rentals & neighborhoods.
Its a 3-5 year plan so far :(
H xx