I forgot to mention stress
I have lots of that. I mean it's why I got shingles back in March.
I hoard money and stay home because I am afraid I will need the money for something or will lose my job(s) and thus need a lot of money.
But also my mother's stress rubs off on me.
She can't afford rent every month. Our landlord refuses to lower it or sell the house to us and she can't find a new place within her price range/loan range to buy (because she's tired of renting). He is at least nice enough to not hound her for the rent being late - he might complain a little but he doesn't give us any ultimatums and I think it's because he is too lazy to actually fix up the house in order to put it back out on the rent market. If someone's in it, why bother repairing/replacing things? He's not the greatest but he's not the worst landlord - he's just really lazy.
She's had to borrow money from my grandfather to make sure the rent gets paid the last two months. She might have to again this month.
It stresses me out because it affects me too. I can't afford to live on my own and I don't have friends I could really move in with or get an apartment with. I have no problem with my mother taking more money from me each month (yes, I pay her some rent of my own but it is minimal) but she kind of refuses to for some unknown reason.
I don't like her coming home and basically blowing off steam to me about how she can't pay things because I can't fix our situation.
And so I end up hoarding my money some more because what if we need it so we can keep a roof over our heads.
I feel like the rest of my life I will have a stunted social life in order to pay for bills. That's no way to live but I see no way out of it. Not unless I somehow get all my student debt forgiven but like that will ever happen.
I hoard money and stay home because I am afraid I will need the money for something or will lose my job(s) and thus need a lot of money.
But also my mother's stress rubs off on me.
She can't afford rent every month. Our landlord refuses to lower it or sell the house to us and she can't find a new place within her price range/loan range to buy (because she's tired of renting). He is at least nice enough to not hound her for the rent being late - he might complain a little but he doesn't give us any ultimatums and I think it's because he is too lazy to actually fix up the house in order to put it back out on the rent market. If someone's in it, why bother repairing/replacing things? He's not the greatest but he's not the worst landlord - he's just really lazy.
She's had to borrow money from my grandfather to make sure the rent gets paid the last two months. She might have to again this month.
It stresses me out because it affects me too. I can't afford to live on my own and I don't have friends I could really move in with or get an apartment with. I have no problem with my mother taking more money from me each month (yes, I pay her some rent of my own but it is minimal) but she kind of refuses to for some unknown reason.
I don't like her coming home and basically blowing off steam to me about how she can't pay things because I can't fix our situation.
And so I end up hoarding my money some more because what if we need it so we can keep a roof over our heads.
I feel like the rest of my life I will have a stunted social life in order to pay for bills. That's no way to live but I see no way out of it. Not unless I somehow get all my student debt forgiven but like that will ever happen.