Home for wayward trolls
So I've been running around trying to nail down some liability insurance for Stone City. And it appears that if you aren't operating an office or a barbershop they simply have no idea what to do with you. If I tell them I'm operating a campground they tell me their underwriters don't do recreational facilities. If I tell them "religious nonprofit" they think we are a church and don't understand what I'm talking about when I say I need liability coverage for outdoor events. ("Is that like Bible camp?" "Yes, something like that.") Don't even get me started on what happens when they ask me what religion. Two times out of three I am getting a call back and they tell me "Sorry, our underwriters, um, don't have any experience with your type of ...organization."
I just got off the phone with a broker (who sounded about 80 years old) who asked me what religion, and I told him "Pagan".
"Pa-agan...?" he said, hesitating on the word like he'd never pronounced it before.
"Yes," I said, "Pagans. People who practice religions of nature veneration."
"Oh. So the church you are affiliated with, it is called Pagans?"
Oh dear. "No, we aren't part of one specific church, we serve people from a variety of Pagan faiths. You know, pre-Christian nature worship, you see?"
...Dead silence on the phone. I am getting desperate. "Like Wiccans," I tell him. "Druids--maybe you've heard of druids?"
"Well," he says dubiously, "I've heard of trolls." I swear, he actually said that. I am not making this up.
What on earth am I supposed to tell these people?
I JUST WANT LIABILITY INSURANCE SO IF SOMEBODY TWISTS THEIR ANKLE I DON'T GET BANKRUPTED BY A LAWSUIT. I am not hosting a convocation of goblins or a congress of leprechauns or a high school reunion for underachieving unicorn tamers! It is just a bunch of humans, dammit, no matter how weird you think we sound!
I just got off the phone with a broker (who sounded about 80 years old) who asked me what religion, and I told him "Pagan".
"Pa-agan...?" he said, hesitating on the word like he'd never pronounced it before.
"Yes," I said, "Pagans. People who practice religions of nature veneration."
"Oh. So the church you are affiliated with, it is called Pagans?"
Oh dear. "No, we aren't part of one specific church, we serve people from a variety of Pagan faiths. You know, pre-Christian nature worship, you see?"
...Dead silence on the phone. I am getting desperate. "Like Wiccans," I tell him. "Druids--maybe you've heard of druids?"
"Well," he says dubiously, "I've heard of trolls." I swear, he actually said that. I am not making this up.
What on earth am I supposed to tell these people?
I JUST WANT LIABILITY INSURANCE SO IF SOMEBODY TWISTS THEIR ANKLE I DON'T GET BANKRUPTED BY A LAWSUIT. I am not hosting a convocation of goblins or a congress of leprechauns or a high school reunion for underachieving unicorn tamers! It is just a bunch of humans, dammit, no matter how weird you think we sound!