I would love to say that I live one of those zen lives, accumulating few possessions. Unfortunately I am a hoarder, a disorganised hoarder. OK perhaps more lazy than disorganised but it has the same result. I am also a procrastinator, especially when it comes to things like doing my taxes before the last possible moment. This would be alright if I
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I am not in a hurry this year, I have to pay! Dammit dammit dammit!
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Now let me calculate your HECS repayment ... oh wait, now you owe the ATO $600+"
HECS sucks!!
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