fucking fuck
So, I get home today from work and check the mail. In the mail was a letter from my bank saying that they are holding 2 checks that I deposited until July 6th. These checks came from my home equity line of credit and will clear for sure, but they are holding them anyway because of the amount.
Now, the problem is that this weekend when depositing these checks assuming that they would clear right away like any other high dollar check I've deposited before me and Kasey went furniture shopping and spent about 2k. I also wired over 2k to a credit card to pay it off, and wrote a check to pay off another card.
This was all fine and good until I got the letter stated above.
Now, I am going to get about 200 dollars in NSF fee's because all the checks I wrote are going to bounce.
I called my bank and they can't do squat about it until tomorrow, if I don't get any progress tomorrow, then I am going to open a personal loan with my bank and transfer the funds over, then close the personal loan after I pay it off. This is proably the most costly for the bank. Then I am going to tell them that if they do not reverse the NSF fee's that they caused by holding the checks that are good and will clear, that I am going to cancel the account that I have had for about 10 years.
Now, the problem is that this weekend when depositing these checks assuming that they would clear right away like any other high dollar check I've deposited before me and Kasey went furniture shopping and spent about 2k. I also wired over 2k to a credit card to pay it off, and wrote a check to pay off another card.
This was all fine and good until I got the letter stated above.
Now, I am going to get about 200 dollars in NSF fee's because all the checks I wrote are going to bounce.
I called my bank and they can't do squat about it until tomorrow, if I don't get any progress tomorrow, then I am going to open a personal loan with my bank and transfer the funds over, then close the personal loan after I pay it off. This is proably the most costly for the bank. Then I am going to tell them that if they do not reverse the NSF fee's that they caused by holding the checks that are good and will clear, that I am going to cancel the account that I have had for about 10 years.