Benevolent Dictatorship
Some would argue that the above title is really a worse contradiction...either that or it is a case of Darth Vader syndrome with me making his whole argument for him.
Let me go and advance forward on a few of the things that have "set me off a ranting" of late.
I look around and not only see major issues with the "financial world" but the whole entire economic system completely. And friends and family are getting drawn down that drain too, and if anything news is that for more of them, things are getting worse.
Now from my experience I ended up getting illegally dismissed for "how dare I!" going deaf while working and thus "heaven forbid" actually needing to claim all that medical insurance my employer had. Yeah...so did not happen. And thus began my family's nightmare and collapse as we struggled to keep heads above the water and yet had to learn a lot of very hard lessons.
Hard lessons that have rammed home. And are being carried out. This has meant that as a flip side every week I am throwing out a ton of "pre-approved" and "special offers" from credit companies and the like. Oh hell no, SO NOT PLAYING THAT GAME. As mentioned in earlier "on the soap box" I really do get now how the Depression era families view things.
Now here's a problem that evidently has myself in the "doghouse" with my Overunit. I just went and clipped a credit card she went and got with someone else...then proceeded to browbeat the company in question. Like HELL I'm letting her have this.
So I am the Evil Overlord and bad guy for "slashing into this too today, I'm evidently loving cutting things down". Yeah, she's pissed at me.
Fine, let her. Because I am REFUSING to let her make the same mistake at all.
Let me elaborate, and I'm going to sit her down and explain to her how bad off everyone else around her is. I will end up disclosing how many of those friends and family have in the last month come to us "begging to borrow", how many are facing eviction, or have had their cars seized, etc. I am going to start slamming a lot of ugly truth into her perspective.
Yeah, this is going to make me real popular. Ha, look at the above title. This is NOT a dim-mocracy...this is dictatorship. She wanted me completely in control of the financial part of the family, this is how it is going to work. Our Rules, NOT theirs.
>rubs bridge of nose<
Credit card companies LIE, a lot. I've had fun reading all this "fine print" that she "threw at me in disgust" when I started grilling on it, and lo and behold I am catching all the "screw points". (Section 12.1. re: Grace period of Interest. Yep in the fine print it is a lie, you are charged at 20 percent the MOMENT you charge anything, due to bank processing of fees and transaction time it means even with immediate payment...you pay interest. Oh yeah gotta love reading the fine print in these things.)
She hates that I "run her" on a budget. To her "harsh" but to me "lenient" one. I tried before trusting her with all her money she got in advance...that "didn't work". Look I agree I can be just as guilty in the past...lords and ladies know I was. By the gods themselves if I could spend the stuff like water I would...yeah so a lot of harsh self-discipline kicks in.
So I get to continue being the "harsh dictator" of the family finances. She hates that I have this level of ruthless control, but I can point at the "Large positive" on-line and show results and forward progress. Problem being I have to keep tight reins on everything to keep it that way.
As the irony is its this harsh control that rebuilt her credit rating to allow this problem is the first place...victim of success indeed.
Let me go and advance forward on a few of the things that have "set me off a ranting" of late.
I look around and not only see major issues with the "financial world" but the whole entire economic system completely. And friends and family are getting drawn down that drain too, and if anything news is that for more of them, things are getting worse.
Now from my experience I ended up getting illegally dismissed for "how dare I!" going deaf while working and thus "heaven forbid" actually needing to claim all that medical insurance my employer had. Yeah...so did not happen. And thus began my family's nightmare and collapse as we struggled to keep heads above the water and yet had to learn a lot of very hard lessons.
Hard lessons that have rammed home. And are being carried out. This has meant that as a flip side every week I am throwing out a ton of "pre-approved" and "special offers" from credit companies and the like. Oh hell no, SO NOT PLAYING THAT GAME. As mentioned in earlier "on the soap box" I really do get now how the Depression era families view things.
Now here's a problem that evidently has myself in the "doghouse" with my Overunit. I just went and clipped a credit card she went and got with someone else...then proceeded to browbeat the company in question. Like HELL I'm letting her have this.
So I am the Evil Overlord and bad guy for "slashing into this too today, I'm evidently loving cutting things down". Yeah, she's pissed at me.
Fine, let her. Because I am REFUSING to let her make the same mistake at all.
Let me elaborate, and I'm going to sit her down and explain to her how bad off everyone else around her is. I will end up disclosing how many of those friends and family have in the last month come to us "begging to borrow", how many are facing eviction, or have had their cars seized, etc. I am going to start slamming a lot of ugly truth into her perspective.
Yeah, this is going to make me real popular. Ha, look at the above title. This is NOT a dim-mocracy...this is dictatorship. She wanted me completely in control of the financial part of the family, this is how it is going to work. Our Rules, NOT theirs.
>rubs bridge of nose<
Credit card companies LIE, a lot. I've had fun reading all this "fine print" that she "threw at me in disgust" when I started grilling on it, and lo and behold I am catching all the "screw points". (Section 12.1. re: Grace period of Interest. Yep in the fine print it is a lie, you are charged at 20 percent the MOMENT you charge anything, due to bank processing of fees and transaction time it means even with immediate payment...you pay interest. Oh yeah gotta love reading the fine print in these things.)
She hates that I "run her" on a budget. To her "harsh" but to me "lenient" one. I tried before trusting her with all her money she got in advance...that "didn't work". Look I agree I can be just as guilty in the past...lords and ladies know I was. By the gods themselves if I could spend the stuff like water I would...yeah so a lot of harsh self-discipline kicks in.
So I get to continue being the "harsh dictator" of the family finances. She hates that I have this level of ruthless control, but I can point at the "Large positive" on-line and show results and forward progress. Problem being I have to keep tight reins on everything to keep it that way.
As the irony is its this harsh control that rebuilt her credit rating to allow this problem is the first place...victim of success indeed.