Money
It has been said that money is the root of all evil. However, those more understanding of its appeal and what it does to people can more accurately say that the effects of the haves and the have nots is truly the root of evil that is by relation connected to money. In the office today we discussed money. And let me say that this was by far the more PG-rated of the conversations that tend to happen. I made the mistake of admitting to my boss that I had $9.60 in my checking account. After involving two other employees I am now of the belief that the way I view my checking account and how I use it is maybe a bit odd. Whereas they all have several thousands of dollars in their checking account at any one time, I only have any real money of note when I get paid my monthly salary. I am a 'by the budget' kind of person and so much like other aspects of my life, it is planned out. For every penny I take in, there is a specific place that it goes whether it be planned expenses/bills, savings, or what not. And so to say I have less than $10 presently in my account is because I have money in other places. I admit, it's not much in comparison to my co-workers but if, as was suggested, there is an unexpected expense, I have other account sources. If money sat in my checking account I would be too tempted to spend it. That is a vice of mine. I have had it for years. Ever since my divorce I used spending money on electronics and the like whenever I was bummed. I was and still am bummed all the time. So, in order for me to remain fiscally responsible with my money I simply stick to my budget. I acknowledge that if I was more responsible over the past four or so years and not take out my unnecessary student loans then I wouldn't be in my present predicament. However, I did and I'm stuck with it and so while others will have the opportunity to put away a lot of money into savings, mine is more like a deliberate trickle. I am not destitute but I, in the course of the past four years, did little to help myself in becoming financially comfortable. I am, it seems, in the minority among my coworkers as I sadly do live paycheck to paycheck. I do know better. Trust me, I am in theory quite intelligent. There are just things in my life that I execute bad judgment. Money. Men.