A word about a house
A couple of weeks ago, I realized that we could save the equivalent of one whole paycheck in the month of August, plus a little extra. Wow...what a nice reprieve from the busy-ness of July and the scrimping the first half of the year to pay off Andy's car.
I won't go into too much detail (mainly 'cause it's boring) but, fingers crossed, we will be looking at houses at the end of the month. Hampton, the next town over, has an area that is considered a USDA Rural Development area and down payments are cheap....pair that with lots of foreclosures in the area, and it's a deal we can't pass up.
When it comes to debt reduction, I have felt for a long time that we take 1 step forward and 2 steps back. We pay off the car, but we use our lowest-balance credit card to pay off some loose-end medical bills. While I do think Dave Ramsey's philosophy makes sense, I also know that right now, getting somewhere to live (of our own) is the most important goal. I think Dave would agree.
So anyway, that is where we are. Our goal for the end of the month is to have $1500 in savings. We're 1/3 of the way there.
I won't go into too much detail (mainly 'cause it's boring) but, fingers crossed, we will be looking at houses at the end of the month. Hampton, the next town over, has an area that is considered a USDA Rural Development area and down payments are cheap....pair that with lots of foreclosures in the area, and it's a deal we can't pass up.
When it comes to debt reduction, I have felt for a long time that we take 1 step forward and 2 steps back. We pay off the car, but we use our lowest-balance credit card to pay off some loose-end medical bills. While I do think Dave Ramsey's philosophy makes sense, I also know that right now, getting somewhere to live (of our own) is the most important goal. I think Dave would agree.
So anyway, that is where we are. Our goal for the end of the month is to have $1500 in savings. We're 1/3 of the way there.