"People who live without money are really just leeching off of everyone else who do use money."
- I paraphrase this from
this movie.
Living with money provides the same illusion: You can say of yourself that you have taken responsibility for yourself, hiding that you live because of the sum of all the gifts that you have received.
Or maybe it is just a preference: I prefer to think of us as Even-Steven, rather than to be in your debt because you have given me this gift.
But then what is debt?