paypal is annoyingly convenient
But I force myself to walk to the other side of the room and get my wallet out to pay for things with my credit card instead because why should paypal get any money from my transactions? They refuse to automatically make billing from my credit card. I always have to do several click throughs to change the payment option from direct bank account to credit card. I never want anything coming right out of my bank account, yet it is never the first option. So paypal slows me down. In fact, it probably takes me the same amount of time to click through the paypal options to get the one I want, as it takes me to get up and grab my wallet to pay with my credit card.
no excuses!
no excuses!