Feb 13, 2014 17:39
Today was not necessarily a 'great' day, but a few good things did come out of it!
The finance paperwork that I submitted on Tuesday finally came through this afternoon, so I went ahead with a plan to help shore up my financial situation: I went to the dealership and traded in my new, fairly expensive car for something still nice, but much more simple. That car had been no end of trouble, and although it had a lot of cool features to it, was costing me more than I wanted to spend. Now I'm behind the wheel of something a few years older, and with the reduced monthly payments to the bank and in car insurance, I'll be keeping an extra $200 in my wallet at the end of every month. Even if I do end up getting a new job that pays a little less, I will still be in a much more comfortable position now to do many other good things, like take some classes, or save up a little more quickly to travel. I could be ready to go back to Texas as soon as June now. I timed it just right, too - now I don't have to make ANY car payment this month.
This feels especially good. I feel like I've simplified something in my life that had been weighing on me. To the same effect, I'll also be trying to simplify a few other bits and pieces, like drinking less soda, and trying to make easier meals for myself rather than buying so many frozen dishes. There are so many things that I've wanted to do, like even decorate my home a little more, but never felt like I could because I wanted to keep the money available for emergencies. With a little effort now, I think I can do it.