(no subject)
I've taken to liking rum lately. Maybe because I found that it's made from sugarcane instead of say... potato, cactus, or corn. I like to put it in grapefruit juice and I like to drink it right out of the bottle.
I've also decided that when my roommates/tenants/best friends move out of my house, I'm not going to replace them. Neither of them has said anything about an imminent move, but it could really happen at any time. Their are a couple of notable benefits of owning a house. When you send all your cash to someone to pay for your house every month, you don't feel exactly like you are throwing it ALL away and will never see anything for it. In reality... I make a $650 payment and about $70 goes to the principal balance... about $160 is city taxes... about $325 is interest. It's not exactly a warm fuzzy feeling when I make the payment. For five years I actually have to pay for someone else's insurance policy against my potential foreclosure. The other good thing is that obviously I have the final say in anything that goes on in and around the house. I also have 5 acres of responsibility along with the house. ... but being a homeowner and being a landlord at the same time isn't fun because you don't want to be that guy that enforces the 'it's-my-house-and-this-is-how -it's-going-to-be' rule all the time. People hate that. I would hate it. So instead I'm constantly nervous that whatever I'm doing as a landlord is pissing off my best friends. I just don't like having that over them... it doesn't feel right.
Anyways, it seems to me that I would really like to live by myself. I love my roommates to death and I would hang with them relentlessly if I didn't live with them and that's exactly what I think we all would like. The responsibilities of owning a home at age 24 are certainly manageable, but I don't like it. I want to have a one bedroom or a studio somewhere in town and no debt. No debt. If this economy/housing market wasn't so shitty... that would be easy. Nothing is easy.
I've also decided that when my roommates/tenants/best friends move out of my house, I'm not going to replace them. Neither of them has said anything about an imminent move, but it could really happen at any time. Their are a couple of notable benefits of owning a house. When you send all your cash to someone to pay for your house every month, you don't feel exactly like you are throwing it ALL away and will never see anything for it. In reality... I make a $650 payment and about $70 goes to the principal balance... about $160 is city taxes... about $325 is interest. It's not exactly a warm fuzzy feeling when I make the payment. For five years I actually have to pay for someone else's insurance policy against my potential foreclosure. The other good thing is that obviously I have the final say in anything that goes on in and around the house. I also have 5 acres of responsibility along with the house. ... but being a homeowner and being a landlord at the same time isn't fun because you don't want to be that guy that enforces the 'it's-my-house-and-this-is-how -it's-going-to-be' rule all the time. People hate that. I would hate it. So instead I'm constantly nervous that whatever I'm doing as a landlord is pissing off my best friends. I just don't like having that over them... it doesn't feel right.
Anyways, it seems to me that I would really like to live by myself. I love my roommates to death and I would hang with them relentlessly if I didn't live with them and that's exactly what I think we all would like. The responsibilities of owning a home at age 24 are certainly manageable, but I don't like it. I want to have a one bedroom or a studio somewhere in town and no debt. No debt. If this economy/housing market wasn't so shitty... that would be easy. Nothing is easy.