Finances every month

Aug 02, 2006 21:07

I been wanting to sit down and do this. So here is where i shall do it. That way i can find it easily and will explain why my butt is so broke all the time.

Car payment: 360.00 (well worth it)
Car Insurance: 130.00 (sometimes higher or lower)
Sprint phone bill: 80.00 (higher or lower depending)
AOL: 26.00 (25.90 i think but i am rounding higher)
Ymca: 15.00 (sometimes pay more if sign up for zoey classes)
Chase: 80.00 and up. Depending. Behind on payments at moment.
Capital one: 10.00 min. But always pay 20.00 at least.
Gas: Min. 200.00 a month.
Cigs: 100.00 Min. a month.
Food: 50.00 a week (less, usually, can't afford 50 a week)
Parents: 20.00 2 times a week. 40.00 total a month.
Total: 1101.00 (fluctuates of course)

disability: 613.00- 3rd of every month.
work: 7.25 an hour 23 hrs a week. 667.00 (paychecks fluct. every month this is before taxes taken out. 2 checks a month 8th, and 23rd paydays.) monday thru thursday (work morning and night) Friday- morning only (for now, parents think i work though, so i can get out and have me time for a little bit. Saturday- off. Sunday- Night only)

total: 1280.00 of what i get gross income. (Actually much lower due to what taxes and other things are taken out of the 667.00 amount.)

total left over: 179.00 (which i probably don't even get till tax time.)

wow, no wonder i been struggling so freaken much and getting behind on my bills. I am hopeing to sell my old car. That will help some with getting caught up, but something has got to change. This is to overwhelming.

I start school on 28th. Intro- algebra. Monday and Wens. nights 7 to something.

Now i feel like i am drowning again. Maybe i shouldn't have done this out. *sighs* crapola.
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