(no subject)
Debating whether to increase my 401k contribution. See I dunno, I just put money away for retirement in that form only; I had started an IRA a few years back but really just put in the minimum and then set it off to the side. I own no stocks, except for a small amount which is being purchased through payroll deductions for my company (and which I really only own after a year of deductions) - and frankly, buying stocks is not something I want to worry about right now.
Right now I put away 15%. But my expenses are limited (not talking about amount, just what I spend my money on). Really it's living expenses that are all to worry about: rent/utilities, transportation, food... my non-essential expenses really amounts to buying comics and maybe a movie or game every once in awhile, I take few vacations these days, don't really go out to eat, and that's about it off the top of my head. So having money in the bank is nice but it's not doing a whole lot for me right now... but would putting that money in a no-touch category be better?
Right now I put away 15%. But my expenses are limited (not talking about amount, just what I spend my money on). Really it's living expenses that are all to worry about: rent/utilities, transportation, food... my non-essential expenses really amounts to buying comics and maybe a movie or game every once in awhile, I take few vacations these days, don't really go out to eat, and that's about it off the top of my head. So having money in the bank is nice but it's not doing a whole lot for me right now... but would putting that money in a no-touch category be better?