EP
(as in, Emotional Progress. it's an official, coined term now)
**sent this update to Christy just a few days ago and I'm cross-posting to LJ because I'm too lazy to update...**
Anyway. Well. I don't know. Maybe it's EP... I think it's more of a rant...
I just had the worst fucking day EVER! I got a letter from the State Attorney of Fla... stating that I have to attend a bad check writer program for a check I wrote back in JULY to Miccosukee.
The check wasn't bad... it was returned "refer to maker" even there were funds available. I contacted the bank to find out 'what the fuck' several times and they never really explained it... i eventually gave up. Still don't know why they returned the check.
I eventually got a letter (ONE) from a collection agency in November saying I owed them the $300 (which was now $330). I contacted the collection agency to let them know about the bank issue and they were UNREACHABLE. I emailed them and they never wrote back. I got hung up on 3 or 4 times... I was actually trying to pay the $330 by Credit Card at one point and could never seem to get through. Anyway. They are ruthless bastards and sent it to the district & state attorney of FL ... and that brought me to today.
Anyhow, so I spent ALL FUCKING DAY on the phone between BankofAmerica and TRS Collections (finally found out how to reach them!) and the St. Attorney's office. I think I'm going to get screwed here either way... it's $510 b/c I now have to pay for a $150 "check writer fraud program" to avoid any further civil or criminal charge, plus $360 for the check. (they somehow tacked on another $30)
$150 isn't the worst thing in the world... it's just the principle that it's one step away from being criminally charged with writing a bad check... that was originally a good check.
(and since I wrote this out to you just now... I will prolly x-post it to my LJ) sorry for the rant. i'm sure it wasn't really a good read...
but it's all so crazy because I had like the BEST WEEK ever until today. such a sense of accomplishment in passing that test... i can't even tell you! it was just dangling over my head and then swinging over my head and then earthquaking ON my head for the past 3 months and it's FINALLY FUCKING OVER AND I PASSED.
i really feel confident again and feel like this job may be really good for me. i am so ready to tackle the next two tests now and I have until April 18th to finish everything! if it all goes the right way, i will seriously be all suited up and working in the office on Monday, April 23rd. h-o-l-y s-h-i-t. with a paycheck and full benefits and a 401k and a stock plan and and and. day-um.
i really just want to get all my bills paid. which reminds me, i also worked on taking out a 5k loan today at 59% interest (fifty-nine percent, that is) to pay off some major fucking bills. yes, i'm that desperate. i can't wait until i don't have to scramble for another loan from someone to get caught up. i hope this job really brings me out of debt's slums.
**sent this update to Christy just a few days ago and I'm cross-posting to LJ because I'm too lazy to update...**
Anyway. Well. I don't know. Maybe it's EP... I think it's more of a rant...
I just had the worst fucking day EVER! I got a letter from the State Attorney of Fla... stating that I have to attend a bad check writer program for a check I wrote back in JULY to Miccosukee.
The check wasn't bad... it was returned "refer to maker" even there were funds available. I contacted the bank to find out 'what the fuck' several times and they never really explained it... i eventually gave up. Still don't know why they returned the check.
I eventually got a letter (ONE) from a collection agency in November saying I owed them the $300 (which was now $330). I contacted the collection agency to let them know about the bank issue and they were UNREACHABLE. I emailed them and they never wrote back. I got hung up on 3 or 4 times... I was actually trying to pay the $330 by Credit Card at one point and could never seem to get through. Anyway. They are ruthless bastards and sent it to the district & state attorney of FL ... and that brought me to today.
Anyhow, so I spent ALL FUCKING DAY on the phone between BankofAmerica and TRS Collections (finally found out how to reach them!) and the St. Attorney's office. I think I'm going to get screwed here either way... it's $510 b/c I now have to pay for a $150 "check writer fraud program" to avoid any further civil or criminal charge, plus $360 for the check. (they somehow tacked on another $30)
$150 isn't the worst thing in the world... it's just the principle that it's one step away from being criminally charged with writing a bad check... that was originally a good check.
(and since I wrote this out to you just now... I will prolly x-post it to my LJ) sorry for the rant. i'm sure it wasn't really a good read...
but it's all so crazy because I had like the BEST WEEK ever until today. such a sense of accomplishment in passing that test... i can't even tell you! it was just dangling over my head and then swinging over my head and then earthquaking ON my head for the past 3 months and it's FINALLY FUCKING OVER AND I PASSED.
i really feel confident again and feel like this job may be really good for me. i am so ready to tackle the next two tests now and I have until April 18th to finish everything! if it all goes the right way, i will seriously be all suited up and working in the office on Monday, April 23rd. h-o-l-y s-h-i-t. with a paycheck and full benefits and a 401k and a stock plan and and and. day-um.
i really just want to get all my bills paid. which reminds me, i also worked on taking out a 5k loan today at 59% interest (fifty-nine percent, that is) to pay off some major fucking bills. yes, i'm that desperate. i can't wait until i don't have to scramble for another loan from someone to get caught up. i hope this job really brings me out of debt's slums.