Newbie

[opentolearn]

Just wanted to drop by and say, Hi.  I have read some of the recent posts.  I am a divorced mom with kids trying to make it on one income.  I tend to be frugal but not all the time.  I spend between 300 and 400 a month on groceries and am looking to cut that and all my bills by 20%. 
I'm looking forward to exchanging ideas.