Anyone want a Massage?!

[ericincal]

I need a massage badly. I am in serious need to de-stress in a big way. Life lately has been super stressful. Tracy and I have been under a lot of pressure lately. Outside of the regular stress of daily life and working for ourselves, we of course are dealing with a whole bunch of new stresses

Comments

[ericincal]

yeah.. I have been so busy, havent had the time to come write, but I decided to try to make some time. The baby is doing great. She is getting huge and my wife is too. Kicking all around and making my wife snore and toss and turn in bed. (poor thing. lol

I cant slow down! I am a big time planner. That is, I figure out what I want to accomplish in life and where I want to be when I am 40, 50, 60 + years old. Well, I already decided where I need to be and how much money I need to be making passively from my investments so I no longer have to work a daily job. By knowing where I need to be, its pretty easy for me to figure out what I should be doing and to get there.

Here is what I mean. Lets say I decide I need $10,000 a month in income to "retire" (not "have" to go to work) . That means, that if I had a certain amount invested and that investment kicked of a conservative 5%, then I would have about $120,000 a year. By simple math, that would mean I would need about 2.4 million dollars saved at 5% to give me $10K a month. So knowing that, the next thing is to figure out how to save and invest enough so that I can get $2.4 million. Sounds like a lot, but really its not that hard when you factor compound interest.

Anyhow, because I know where I need to be, I am trying to do everything I can to get to that point, even if it means that I have to bust my ass. I know someday soon it will happen and my family will be that much better off :)

As far as security, well, I am hoping this new business helps give me some security. Its a huge crap shoot, but I think it should do fairly well. For me to feel fairly comfortable, I guess the simplist thing is the money you have in the bank and invested. I dont think there is anything I can say to make myself feel "content". But having a safety net of cash or stocks in the bank makes me feel better. When my money starts to dwindle, thats when I start second guessing myself. LOL.

Hows has your new year been going?