![](https://elainegrey.dreamwidth.org/file/320x320/123230.jpg)
I loved the colors: the dark clouds in silhouette against the twilight to sunset gradient of the sky. I didn't capture Mars, bright but hidden by trees or clouds as we drove home. The moon hung young in the sky.
I'm trying to decide if $15/month is a good price for identity theft insurance through open enrollment at work. I can pay $19/month and Norton Lifelock can also monitor my home title -- or i could set a reminder to look at the deed site. And it's good i looked because in August someone typoed my name with a b instead of a d .... And there are names actually spelled that way. Well, learn something new... Wirecutter claims the monitoring by these organizations isn't really worth it and underscores they do nothing to prevent issues. There's a slight value in that i get an email reminding me to go look at my credit report once a month, but i could go back to doing that quarterly (or every three months?) through the free credit report. But the insurance...
Million Dollar Protection™ Package†††
• Stolen Funds Reimbursement
• Personal Expense Compensation
• Coverage for Lawyers and Experts
Reimbursement and Expense Compensation, each with limits of up to $1 million for Norton LifeLock Benefit Essential, Norton LifeLock Benefit Premier, ... and up to $1 million for
coverage for lawyers and experts if needed, for all plans. Benefits under the Master Policy are issued and covered by United Specialty Insurance Company.... Policy terms, conditions and exclusions at:
NortonLifeLock.com/legal.
The exclusions include the "expected" - war/terrorism, radiation (??) -- but also theft by someone known and by negligence, including a stolen wallet. Also, "Negligence specifically includes, but is not limited to, Your failure to review the Account Statement for each of Your Accounts at least every twelve months."
Christine had found that someone had stolen her identity to get phone service a couple years ago. It was a hassle to get cleared up, but i don't think we would have gotten $180 out of it.