Bad behavior
At some point I really do intend to wax poetic on the reason I changed the name of my blog, but not today.
Today I am writing about rampant thievery.
Three years ago our Discover Card number was stolen and used by Nigerian hustlers to rip people off on Craig's List and to charge around $20,000 in shipping charges. The wonderful people at Discover caught it and resolved it without us being out a penny, and issued us a new card. We did have to field about a dozen calls from disgruntled Craig's Listers, because the thieves also sent out bad checks with my name and return address on the envelopes. We turned that over to the police and never heard another word about it.
Two weeks ago, we got a call from Discover again, about some unsual (and thankfully small) charges. That was resolved much more simply than the previous problem, and they issued us yet another new card.
Today Bank of America (ATM Fraud Division) called to report that Michael's ATM card (which he still has in his possession, so I am not quite clear how this was done) was used to make two $700 withdrawals from our checking account yesterday, at two ATMs that are both about 30 minutes from our house. This drained the account as well as triggering our overdraft, which makes me wonder, how can the ATM hand out more cash that is actually in an account?
Anyway, hurray for the bank for catching it, but although they promised that all the funds would be back in our account today, only half of it is in the process of being returned (according to on-line banking) and our checking account balance is still $22.01.
I AM SICK OF THIS CRAP!
Today I am writing about rampant thievery.
Three years ago our Discover Card number was stolen and used by Nigerian hustlers to rip people off on Craig's List and to charge around $20,000 in shipping charges. The wonderful people at Discover caught it and resolved it without us being out a penny, and issued us a new card. We did have to field about a dozen calls from disgruntled Craig's Listers, because the thieves also sent out bad checks with my name and return address on the envelopes. We turned that over to the police and never heard another word about it.
Two weeks ago, we got a call from Discover again, about some unsual (and thankfully small) charges. That was resolved much more simply than the previous problem, and they issued us yet another new card.
Today Bank of America (ATM Fraud Division) called to report that Michael's ATM card (which he still has in his possession, so I am not quite clear how this was done) was used to make two $700 withdrawals from our checking account yesterday, at two ATMs that are both about 30 minutes from our house. This drained the account as well as triggering our overdraft, which makes me wonder, how can the ATM hand out more cash that is actually in an account?
Anyway, hurray for the bank for catching it, but although they promised that all the funds would be back in our account today, only half of it is in the process of being returned (according to on-line banking) and our checking account balance is still $22.01.
I AM SICK OF THIS CRAP!