In need of financial help
Hello
I’m financially in a pickle. I’m in the process of filing bankruptcy and filling out an app to borrow on my life insurance. I decided to file bankruptcy last fall with the hopes of using a lawyer. He told me to stop paying on all my credit cards and personal loans. I did so. This has wrecked my credit since and so I haven’t been able to take out any more loans (the lawyer needed $1.5k to file my case) and I’ve been struggling financially since then. I’ve been living paycheck to paycheck since last fall and I’m now in a cycle of my account getting overdrawn and the bank putting a freeze on it and my bills not getting paid. My life insurance loan will probably not come through for about 6 or so weeks AFTER I apply and it’ll take 7-10 days after I mail the app to hear anything- but I need money now.
Currently, my phone is shut off. Cannot make calls or receive texts. I have an iPhone and so I can FaceTime and iMessage over wifi, but that’s it. I need $51 to get it turned back on.
I get paid this week, but a good chuck will go towards a payday loan I was able to get to pay late rent. My car payment is almost 30 days late, but I got an extension until this Friday. My car payment will be $167 plus $30 late fee. I’m afraid rent will be late again; that’s $525 plus $4 service charge for digital payment.
The 3 things I currently need money for:
Phone: $51
Car payment: $197
Rent: $525
Total: $773
PayPal: c6290 at hotmail dot com
OR
Venmo: cac6290
Any and all helps. Please share this!