Open a new document thats 500 x 300
Open
this texture and place over document
Open
this texture, set to soft light and place over the first texture
Next, open
this texture, set to overlay and place over the first two textures
Now, take your picture and make it transparent by erasing the background. I used this
picture. Place over textures.
Then, open this
texture, set to soft light and place over the picture and textures
Open this
texture, set to lighten and the opacity to 10%
Finally, add your text. I used Century Gothic, 16 pt. I added outer glow
Your done! This should be your result!