where to start
A lot has happened in the last month or so, I guess the recap would be, Oct.28th mother diagnosed with rheumatoid arthritis, and grand mother diagnosed with Pancreatic Cancer.
Mid November my parents bankruptcy went through, lost the house but thats all.
Spent Thanksgiving at the hospital, nothing to be thankful for. My grand mother passed away on the 27th while I was at work...
The very next day I went with my father to the funeral home, where we found out that according to the new law which officially went into effect on the 27th no funeral home in Louisiana has to honor the terms of a funeral insurance plan. They only gave us the price of the policy, 2000 dollars, had to come up with just over 6 grand by 2pm that day in order to bury my grand mother....
Just barely able to come up with the money in time. Buried my grand mother that Thursday morning. Witnessed something I had never seen before, both my father and grand father, hug, and cry. Spent that night and that weekend moving into a new house, mostly by myself.
Almost officially moved in, started going through my grand mothers belongings and her house. As well as finding roughly 16 credit cards which are maxed out and over due and 3 in my grand fathers name which he knew nothing about.
In the last month I have learned a few things, about myself and about other people.
First, I have been accused of being a heartless robot by my sisters, and I am thinking maybe they are right. I can't bring myself to stop doing what needs to be done for my parents and grand father long enough to mourn properly.
Second, in general credit card companies and bill collectors are without a doubt the dumbest people in the freaking world. this is an ACTUAL conversation I had with not one, not two, but 5 yes five credit card companies.
Me: "I need to get some information on my grand mothers credit card, she passed away and I need some information."
Moron: " Oh I am sorry, I will need to get permission from her before we can discuss anything about the account."
Me: "She has passed away."
Moron: "I can't discuss the account without her permission, she can send in a form to allow us to release that information. But we would be glad to accept a payment from you."
Me: "I'm sorry, what?"
Moron: "You can make a payment."
Me: "Ok, let me get this straight."
Moron: "ok"
Me: "You won't give me any information about the account."
Moron: "No sir,we need her permission, written or verbal."
Me: "I see....but I can make a payment...do you know what passed away means?"
Moron: "Yes sir."
Me: "Ok, so I need permission from my DEAD grandmother to get information on this account."
Moron: "thats correct sir."
Me:"..... Ok, let me get my ouiji board,.... she says you're a fucking moron and if you want your money you can collect directly from her." (CLICK)
I had 4 other variations of this conversation. Not including the times I asked to speak with a supervisor, which went about the same way but with more cursing.
Well I have been getting about 1 hour of sleep a day, I am constantly keeping busy with either work, or moving boxes, unpacking, ect...
I want to take a break and break down but i can't and I probably won't theres too much to do still.
Anyway that sums up the past month, I haven't been ignoring anyone...well not entirely. I don't even want to figure out how i am going to pull a good Christmas off for my nieces but ill damn sure find a way...
Mid November my parents bankruptcy went through, lost the house but thats all.
Spent Thanksgiving at the hospital, nothing to be thankful for. My grand mother passed away on the 27th while I was at work...
The very next day I went with my father to the funeral home, where we found out that according to the new law which officially went into effect on the 27th no funeral home in Louisiana has to honor the terms of a funeral insurance plan. They only gave us the price of the policy, 2000 dollars, had to come up with just over 6 grand by 2pm that day in order to bury my grand mother....
Just barely able to come up with the money in time. Buried my grand mother that Thursday morning. Witnessed something I had never seen before, both my father and grand father, hug, and cry. Spent that night and that weekend moving into a new house, mostly by myself.
Almost officially moved in, started going through my grand mothers belongings and her house. As well as finding roughly 16 credit cards which are maxed out and over due and 3 in my grand fathers name which he knew nothing about.
In the last month I have learned a few things, about myself and about other people.
First, I have been accused of being a heartless robot by my sisters, and I am thinking maybe they are right. I can't bring myself to stop doing what needs to be done for my parents and grand father long enough to mourn properly.
Second, in general credit card companies and bill collectors are without a doubt the dumbest people in the freaking world. this is an ACTUAL conversation I had with not one, not two, but 5 yes five credit card companies.
Me: "I need to get some information on my grand mothers credit card, she passed away and I need some information."
Moron: " Oh I am sorry, I will need to get permission from her before we can discuss anything about the account."
Me: "She has passed away."
Moron: "I can't discuss the account without her permission, she can send in a form to allow us to release that information. But we would be glad to accept a payment from you."
Me: "I'm sorry, what?"
Moron: "You can make a payment."
Me: "Ok, let me get this straight."
Moron: "ok"
Me: "You won't give me any information about the account."
Moron: "No sir,we need her permission, written or verbal."
Me: "I see....but I can make a payment...do you know what passed away means?"
Moron: "Yes sir."
Me: "Ok, so I need permission from my DEAD grandmother to get information on this account."
Moron: "thats correct sir."
Me:"..... Ok, let me get my ouiji board,.... she says you're a fucking moron and if you want your money you can collect directly from her." (CLICK)
I had 4 other variations of this conversation. Not including the times I asked to speak with a supervisor, which went about the same way but with more cursing.
Well I have been getting about 1 hour of sleep a day, I am constantly keeping busy with either work, or moving boxes, unpacking, ect...
I want to take a break and break down but i can't and I probably won't theres too much to do still.
Anyway that sums up the past month, I haven't been ignoring anyone...well not entirely. I don't even want to figure out how i am going to pull a good Christmas off for my nieces but ill damn sure find a way...