Ok so...
Go read your financial horoscope!~~~~ (especially angrykurt *hint*) wahahhaha...
MSN Financial Horoscope
Mine reads:
Libra (September 23 - October 22)
As year-end approaches, Libra, it’s time for you to think about income taxes. Investment returns are important, of course, but it’s the after-tax returns and not the nominal returns that matter. Income tax is one of the largest expenses you have in your life, and they can be the most significant cost associated with investing. That implies that you must select your investments in a taxable account on the basis of their expected net returns. For a given rate of return, that will lead you to prefer capital gains treatment to dividends, for instance, and to want dividends above interest income. It will also lead you to use all other tax minimizing techniques that may be available to you. Get focused on this, since saving a dollar in taxes is worth more than making a taxable dollar in investment return!
err... ok... so???