Elise, as always, a great creative piece on your behalf. I've spent quite a lot of time thinking on the question of whether or not it is a "blessing or a curse [to] miss the opportunity to reflect" upon one's life before death. I would definitely prefer to be able to prepare myself for my death than have it spring itself upon me unannounced. I've read many recounts of the experiences of people during their clinical deaths and their return back to life. The process they went through during their death was very similar to the way you have described it in your entry. Like an outerbody experience, they hover over their dead body and the people surrounding it, yet have absolutely no power to communicate with anybody or change the situation. I think it would be a massive burden to have this happen. I can't imagine anything worse than to die suddenly, filled with regrets on how I lived my life, or didn't...
http://elisriture.livejournal.com/16673.html