meep.
I feel drained and I think I'm going to cry. Again.
It's kind of the halfway point between my manic month, which I'll tell you more about in a minute.
First though, I just got back today to a lovely letter from the bank.
"You know that money we told you you owed us about a week ago? Yea, well, you didn't pay it, so, now we're going to ask for more. Thus is our logic, we're doing it for your benefit, really."
Essentially, I was overdrawn (because, and this is the killer, because *they* charged me for money I didn't have... they didn't pay it, they just charged me), I hadn't yet paid it, so... they took away my overdraft limit.
So they've gone "You can't pay £80? Oh, ok then..um...well how about you pay £1580 instead? Kay?"
Fuck man, I'm a fucking student, first they ask for money because I don't have any, and then they ask for even more money that I STILL DON'T HAVE because I haven't paid them the money I never had in the first place.
And claim they're doing it to "make the account run more smoothly"
How the FUCK does that work?? I mean, their logic just...defies logic.
I mean.. right, I *get* charging me interest because I go over my overdraft (I don't get charging me £30-odd for going over by about £6)
I *just about* understand charging me for....well, no, I don't. I have a standing order, there's no money, it doesn't get paid, I don't get charging me £30 for that.. 'you don't have the money to pay for this, so, we're going to charge you money'
Knowing them, they probably charged me another £30 for not having the £30 that they charged me. I would not be surprised.
And I *get* sending me lots of letters saying FFS PAY YOUR FREAKIN' OVERDRAWN-NESS OFF.
I do *NOT* get taking away my overdraft limit... I mean... it's the bank's money *anyway*, I still have to pay it off, there is absolutely no logic WHATSOEVER in deciding they're going to start charging me interest - i.e. MORE MONEY on the money I STILL DON'T FUCKING HAVE.
All this charging you for not having money doesn't make the slightest bit of bloody sense.
BUT!
Anyway, here is my manic month...
20-22 July - I was in London!! We went on the Friday at a silly time in the morning, checked into our hostel, got changed and went to queue for seven hours to pick up Harry Potter.
We all know what I'm like talking about these things, it's just a thing. Suffice to say I'd finished the book by the end of Saturday and it was AMAZING.
We also spent Saturday at Japanex, which was a lot of fun, and Sunday we went to the Natural History Museum before coming home.
23-26 July - Just got back ^^ Four days at the caravan in Mablethorpe, also a lot of fun, I did this 'Bandaoke' thing, there were auditions (though there weren't very many of us so we all got through) and then in the evening you got to sing with a live band, I did Black Velvet ^^ and it was SO much fun.
Didn't win (though the prize was only a bottle of wine), but that's because the girl who DID win was AMAZING.
We went into Mablethorpe and Skegness and stuff, visited the Seal Sanctuary. I was with my mum and my gran, so, all very nice and sedate, lol. But it was a laugh.
And coming up next...
27-29 July - My cousin's Hen Night, we're off to Newcastle, WOO!
We set off Friday morning, my T-shirt for friday apparently says 'Amorous Amy' ^^
Saturday Night we're all supposed to be in black and pink. I have a pink shirt, pink and black tie, black skirt, getting some pink and black striped leggings or footless tights, black shoes, pink armwarmers. Then a pink cowboy hat and sash, 'cos we all have them ^^;
Sunday we come home ^^
31 July - 3 August - London/Party ^^.
Tuesday I go to Becky and Sophie's house (for the third time this month, lol - I haven't seen them this much since college) because we set off for London early Wednesday morning.
Me, Becky and her two sisters are heading off to see DIR EN GREY! (JRock band) on Wednesday night.
We're staying at a Travellodge in the funky Camden ^^
Thursday night (since we're back Thursday) it's Sophie's birthday bash, which I can't *really* afford to go to but, as I'll be at their house I don't think they'll let me say no, lol.
Then Friday I'm home again!
I get a week to recuperate, prepare and work on my cosplays and then...
10-13th August... AMECON!!!!
WOOOOOO!
*ahem*
So yea, very hyper about that one!
For those who care, I'll like as not be online during any of those things, so, just be aware that if nobody sees hide nor hair of me until partway through August, that's why.
I feel much better than I did at the beginning.
It's kind of the halfway point between my manic month, which I'll tell you more about in a minute.
First though, I just got back today to a lovely letter from the bank.
"You know that money we told you you owed us about a week ago? Yea, well, you didn't pay it, so, now we're going to ask for more. Thus is our logic, we're doing it for your benefit, really."
Essentially, I was overdrawn (because, and this is the killer, because *they* charged me for money I didn't have... they didn't pay it, they just charged me), I hadn't yet paid it, so... they took away my overdraft limit.
So they've gone "You can't pay £80? Oh, ok then..um...well how about you pay £1580 instead? Kay?"
Fuck man, I'm a fucking student, first they ask for money because I don't have any, and then they ask for even more money that I STILL DON'T HAVE because I haven't paid them the money I never had in the first place.
And claim they're doing it to "make the account run more smoothly"
How the FUCK does that work?? I mean, their logic just...defies logic.
I mean.. right, I *get* charging me interest because I go over my overdraft (I don't get charging me £30-odd for going over by about £6)
I *just about* understand charging me for....well, no, I don't. I have a standing order, there's no money, it doesn't get paid, I don't get charging me £30 for that.. 'you don't have the money to pay for this, so, we're going to charge you money'
Knowing them, they probably charged me another £30 for not having the £30 that they charged me. I would not be surprised.
And I *get* sending me lots of letters saying FFS PAY YOUR FREAKIN' OVERDRAWN-NESS OFF.
I do *NOT* get taking away my overdraft limit... I mean... it's the bank's money *anyway*, I still have to pay it off, there is absolutely no logic WHATSOEVER in deciding they're going to start charging me interest - i.e. MORE MONEY on the money I STILL DON'T FUCKING HAVE.
All this charging you for not having money doesn't make the slightest bit of bloody sense.
BUT!
Anyway, here is my manic month...
20-22 July - I was in London!! We went on the Friday at a silly time in the morning, checked into our hostel, got changed and went to queue for seven hours to pick up Harry Potter.
We all know what I'm like talking about these things, it's just a thing. Suffice to say I'd finished the book by the end of Saturday and it was AMAZING.
We also spent Saturday at Japanex, which was a lot of fun, and Sunday we went to the Natural History Museum before coming home.
23-26 July - Just got back ^^ Four days at the caravan in Mablethorpe, also a lot of fun, I did this 'Bandaoke' thing, there were auditions (though there weren't very many of us so we all got through) and then in the evening you got to sing with a live band, I did Black Velvet ^^ and it was SO much fun.
Didn't win (though the prize was only a bottle of wine), but that's because the girl who DID win was AMAZING.
We went into Mablethorpe and Skegness and stuff, visited the Seal Sanctuary. I was with my mum and my gran, so, all very nice and sedate, lol. But it was a laugh.
And coming up next...
27-29 July - My cousin's Hen Night, we're off to Newcastle, WOO!
We set off Friday morning, my T-shirt for friday apparently says 'Amorous Amy' ^^
Saturday Night we're all supposed to be in black and pink. I have a pink shirt, pink and black tie, black skirt, getting some pink and black striped leggings or footless tights, black shoes, pink armwarmers. Then a pink cowboy hat and sash, 'cos we all have them ^^;
Sunday we come home ^^
31 July - 3 August - London/Party ^^.
Tuesday I go to Becky and Sophie's house (for the third time this month, lol - I haven't seen them this much since college) because we set off for London early Wednesday morning.
Me, Becky and her two sisters are heading off to see DIR EN GREY! (JRock band) on Wednesday night.
We're staying at a Travellodge in the funky Camden ^^
Thursday night (since we're back Thursday) it's Sophie's birthday bash, which I can't *really* afford to go to but, as I'll be at their house I don't think they'll let me say no, lol.
Then Friday I'm home again!
I get a week to recuperate, prepare and work on my cosplays and then...
10-13th August... AMECON!!!!
WOOOOOO!
*ahem*
So yea, very hyper about that one!
For those who care, I'll like as not be online during any of those things, so, just be aware that if nobody sees hide nor hair of me until partway through August, that's why.
I feel much better than I did at the beginning.