Well, they aren't allowed to turn you away from the ER because you can't pay so if you get into a life-threatening car wreck or have a heart attack, you will be treated. It's various other things that are not covered. (Whether that is bad is obviously another issue but I wanted to clarify).
Even for those who can afford insurance, why are companies allowed to reject those born with pre-existing conditions?
Because it's much more expensive to pay for treatments of e.g. diabetics than it is for people who don't have a pre-existing condition? It's a business. They are out to maximize profits. I have no objection to regulation mandating pre-existing conditions can not be used to exclude someone from coverage but the reality will then be premiums for everyone will rise to cover it (unless the companies are allowed to charge higher premiums just for preexisting condition people). Now, one might still want to mandate the regulation, but trying to minimize the side-effects (like higher premiums across the board) the way I have seen people do, is disingenious.
Ultimate point is this - I am all for health care. I am, however, curious, as to how US is going to get the money to pay for it short of raising taxes enormously. Politicians might be promising to tax only the super-rich, but I am sure that short of taking most of their wealth away (which there are so many loopholes around - set up trusts in Switzerland or Virgin Islands and move there), that won't be enough.
Even for those who can afford insurance, why are companies allowed to reject those born with pre-existing conditions?
Because it's much more expensive to pay for treatments of e.g. diabetics than it is for people who don't have a pre-existing condition? It's a business. They are out to maximize profits. I have no objection to regulation mandating pre-existing conditions can not be used to exclude someone from coverage but the reality will then be premiums for everyone will rise to cover it (unless the companies are allowed to charge higher premiums just for preexisting condition people). Now, one might still want to mandate the regulation, but trying to minimize the side-effects (like higher premiums across the board) the way I have seen people do, is disingenious.
Ultimate point is this - I am all for health care. I am, however, curious, as to how US is going to get the money to pay for it short of raising taxes enormously. Politicians might be promising to tax only the super-rich, but I am sure that short of taking most of their wealth away (which there are so many loopholes around - set up trusts in Switzerland or Virgin Islands and move there), that won't be enough.
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