Conversation I just had with student loan company
Me: So, my course literally ends today and, although I've been seeking full time work for the past two months, I'm only working part-time right now. Is there anyway I can reduce my monthly payment as my loan is coming out of deferment next month?
Student Loan Company: Uhm...yeah...no. See...well...all the new laws made a lot of benefits for...well...federal loans but not private loans. They said we were putting too much debt on people...so...we don't have any options.
Me: So, if you don't have any options, how does that help with having too much debt?
Student Loan Company: ...*silence*...
I accept that I have student loan debt that it is my responsibility to repay, but in this economic climate, wouldn't it be nice if there was some way the company could help restructure my payments to a more reasonable amount so that I can start to pay down my loan and not default or go into bankruptcy while I work on finding a full time job? Yes/no? No?
Okay then. I'm just going to angrily write in the corner the best damn novel ever that will sell a bazillion copies, make all the best seller lists, get me a huge book deal which will leave me financially secure. Totally realistic debt repayment plan, I think.
Student Loan Company: Uhm...yeah...no. See...well...all the new laws made a lot of benefits for...well...federal loans but not private loans. They said we were putting too much debt on people...so...we don't have any options.
Me: So, if you don't have any options, how does that help with having too much debt?
Student Loan Company: ...*silence*...
I accept that I have student loan debt that it is my responsibility to repay, but in this economic climate, wouldn't it be nice if there was some way the company could help restructure my payments to a more reasonable amount so that I can start to pay down my loan and not default or go into bankruptcy while I work on finding a full time job? Yes/no? No?
Okay then. I'm just going to angrily write in the corner the best damn novel ever that will sell a bazillion copies, make all the best seller lists, get me a huge book deal which will leave me financially secure. Totally realistic debt repayment plan, I think.