MSNBC article about a new tactic credit card companies are using to shaft the consumer. If you have a chase card or loan read the article and check your fine print. If you have a card from any other company be on the lookout for similar tactics. Drop the credit cards people. Mot having a credit card may mean you don't get to have all the newest and coolest little gadgets for your kids but it also means no one will be bending you over and raping you while simultaneously emptying your wallet.
http://redtape.msnbc.com/2009/07/when-james-received-a-great-credit-card-offer-two-years-ago-a-499-percent-interest-on-balance-transfers-for-the-life-of.html#posts