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[copperbadge]

This post was checked for broken links and updated in February of 2017, but some information may still be inaccurate. This is intended as a guide; if you find the information below is in contradiction to the government websites that are meant to guide you through this process, the government is (slightly) more likely to be accurate.So, I was

Comments

[miraielle]

For what it's worth, the 120 payments do not even have to be consecutive. You could work at a non-profit for three years, go work somewhere else for a year, then go back to a non-profit and pick up with payment #37 of PSLF.

[copperbadge]

Yargh, I meant to mention that somewhere, yes. Thanks!

[fatascribunda]

Really? That's awesome! My FA office made it sound like I had to stay non-profit or gov't work for 10 years before I could move on. This is much more encouraging for those of us who are trying for that field. This way, if something changes (job loss, or whatever) you don't lose the PSLF option.

[copperbadge]

I would, however, extensively document when you started/stopped working for a NFP each time, so that you have supporting paperwork.

I think they want to make the point that you can't make 120 payments' worth at once -- you can't get into IBR, pay all 120 at once (or two or three a month) and then apply, you have to pay one per month. The non-consecutive nature fell a bit by the wayside on that.

[eponymousanon]

Oh wow, really? That's great! I know that when I didn't get into a non-profit job I just shrugged and went "so much for that option".

[knittinggoddess]

But they do have to be while you are working full time. I was very disappointed to learn this, since I've spent the last three years working 20-30 hours at a nonprofit.