Banana Cream Cheese Muffins with Crumb Topping

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For the muffins

1 1/2 cups all-purpose flour
1 teaspoon baking soda
1 teaspoon baking powder
1/2 teaspoon salt
3 bananas, mashed
3/4 cup white sugar
1 egg
1/3 cup butter, melted
1 tablespoon vanilla extract

For the cream cheese filling

4 ounces cream cheese, softened
1/4 cup sugar
1 egg

For the crumb topping

1/3 cup light brown sugar
1/4 cup all-purpose flour
1/2 teaspoon ground cinnamon
1 tablespoon butter, melted

Directions:

Preheat oven to 375 degrees. Line muffin pan.
Mash the bananas and beat together the bananas, sugar, egg, melted butter and vanilla extract. Gradually stir in the 1 1/2 cups AP flour, baking soda, baking powder and salt until just moistened.
Spoon the batter into prepared muffin cups (leave a little batter to top the cream cheese filling).
Make the cream cheese filling by beating all of the three ingredients. Pour a tablespoonful of the cream cheese filling onto the batter in each muffin cup. Top the cream cheese with the remaining muffin batter.
Now, for the topping, use a fork or your hands to mix the topping ingredients together until crumbly. Sprinkle the topping evenly the batter.
Bake for 18 to 20 minutes or until a toothpick comes out clean.