(no subject)
Alright alright....
Think I'm gonna try to start updating again. Need a place to get thoughts out in long form. Twit and FB don't do that. No one reads LJ anymore, but I don't really care. I never really got the feeling too many people read mine anyway.
On to the topic at hand. House situation. This encompasses my world right now. As of right now, our house is under contract. That means it's not sold yet, but it WILL be sold when some requirements are met. The requirements in our case are, the house is inspected by an FHA inspector and appraised at.... I've forgotten how much. Details don't matter. It has to be appraised at a certain amount for the family that's trying to buy it to get the FHA loan so they can buy it.
What this means is, we need to find a place to live. Quickly. We have found that place. Unfortunately it's selling for about $5k more than what we're going to end up getting for the house, after everything's paid off.
WHOA WHOA WHOA. Lemme back track for a second and explain why we're selling the house. Or why my mother is selling the house. I am in total disagreement with what she's doing but I'm powerless to stop it as this is not my house. In order to get the loan for the comic book store we had to use the house as collateral. I've forgotten the name of the type of deal we made, but basically you slap down your house and can then draw from its worth like it was a bank account. In order to open the store and keep the store going, we had to drain the sucker dry. So now we're heavy in debt to the bank.
Also, there are only two people living in this large house that sucks up a lot of money every month in utilities. It's become too much house for us.
Those two reasons are why we're selling out. I don't agree with the first one. That's all on me and I've worked out a plan to work to pay it off. But my mom doesn't want me in servitude to a bank for 18 years. I understand that. But... I really hate this. I hate that I have done this.
Back on topic. So we've gotta find a place to live. We've found a decent place, but after we've paid off all debts we're gonna be $5000 short, plus moving costs and costs for immediate repairs to the new house adds up to around $13,000 that we'll need just to get out of this house. And the bank won't lend us the money because we exhausted our credit through the comic book store fiasco.
So our house is under contract. If it's approved, we gotta be out by July 8. As of right now, we have nowhere to go. They're inspecting in 20 minutes. I'm tempted to sabotage this fucker.
And now it's been inspected with only a handful of problems. Window problems. Some issues with the roof we didn't even know we had. No doorbells. Fairly good inspection. Dunno if I'm happy or not.
I'm also dealing with an ongoing case of what I assume is bronchitis. This is making life pretty difficult. Feels like there's always someone standing on my chest with their hands over my nose and mouth. Making packing and getting ready to move way more difficult than it should be, especially in the heat and humidity.
Lemmy has fleas because my sister's dog has fleas because... I dunno why. But because Lemmy has fleas, I have flea bites.
And we're dead fucking broke and I've been instructed not to try to find a job until we're finished moving.
That's it. Up to date. I'm getting back to work.
Think I'm gonna try to start updating again. Need a place to get thoughts out in long form. Twit and FB don't do that. No one reads LJ anymore, but I don't really care. I never really got the feeling too many people read mine anyway.
On to the topic at hand. House situation. This encompasses my world right now. As of right now, our house is under contract. That means it's not sold yet, but it WILL be sold when some requirements are met. The requirements in our case are, the house is inspected by an FHA inspector and appraised at.... I've forgotten how much. Details don't matter. It has to be appraised at a certain amount for the family that's trying to buy it to get the FHA loan so they can buy it.
What this means is, we need to find a place to live. Quickly. We have found that place. Unfortunately it's selling for about $5k more than what we're going to end up getting for the house, after everything's paid off.
WHOA WHOA WHOA. Lemme back track for a second and explain why we're selling the house. Or why my mother is selling the house. I am in total disagreement with what she's doing but I'm powerless to stop it as this is not my house. In order to get the loan for the comic book store we had to use the house as collateral. I've forgotten the name of the type of deal we made, but basically you slap down your house and can then draw from its worth like it was a bank account. In order to open the store and keep the store going, we had to drain the sucker dry. So now we're heavy in debt to the bank.
Also, there are only two people living in this large house that sucks up a lot of money every month in utilities. It's become too much house for us.
Those two reasons are why we're selling out. I don't agree with the first one. That's all on me and I've worked out a plan to work to pay it off. But my mom doesn't want me in servitude to a bank for 18 years. I understand that. But... I really hate this. I hate that I have done this.
Back on topic. So we've gotta find a place to live. We've found a decent place, but after we've paid off all debts we're gonna be $5000 short, plus moving costs and costs for immediate repairs to the new house adds up to around $13,000 that we'll need just to get out of this house. And the bank won't lend us the money because we exhausted our credit through the comic book store fiasco.
So our house is under contract. If it's approved, we gotta be out by July 8. As of right now, we have nowhere to go. They're inspecting in 20 minutes. I'm tempted to sabotage this fucker.
And now it's been inspected with only a handful of problems. Window problems. Some issues with the roof we didn't even know we had. No doorbells. Fairly good inspection. Dunno if I'm happy or not.
I'm also dealing with an ongoing case of what I assume is bronchitis. This is making life pretty difficult. Feels like there's always someone standing on my chest with their hands over my nose and mouth. Making packing and getting ready to move way more difficult than it should be, especially in the heat and humidity.
Lemmy has fleas because my sister's dog has fleas because... I dunno why. But because Lemmy has fleas, I have flea bites.
And we're dead fucking broke and I've been instructed not to try to find a job until we're finished moving.
That's it. Up to date. I'm getting back to work.