Unexpected Setbacks...
...SUCK.
I thought I was finally on my way back to college, eager to do things right this time, excited to try and better my life...
And of course, something has come up.
I got an email today from Chesapeake College, telling me that I would not receive federal or state aid due to "insufficient funds".
...I was praying for a pell grant that apparently does not exist.
I was denied a loan from Sallie Mae, even with a reliable cosigner. Why? Because I already have a loan with them, and because my credit score is low. Not because I damaged it, but because credit is NEW to me, my credit accounts are NEW. I make payments on time!
But they won't see it that way.
So tomorrow, I guess I'll go up to the bank and see if
A. They offer a student loan, and if not:
B. Would I be eligible for a personal loan, with a cosigner. I know I'll never get one on my own, not at my age! I'm a "risk" to them, I'm sure.
It's a damn shame that when I'm finally ready, finally feeling mature enough and DETERMINED enough to go and get an education that will benefit me for the rest of my life, COST is what holds me back.
They keep saying, "No one should be turned away due to cost!"
Well, I just may be. I can't afford this semester alone! Over $1400 dollars? Where the hell would I come up with that alone?
I'm just asking for a CHANCE. Just let me prove that I can do this.
I'm not a risk. I'm a 20-year-old woman full of stubborn determination and potential to really make something out of a poor situation. I could turn my barely-making-ends-meet life into one full of security and stability!
I believe in the timeless notion that hard work reaps the most rewards. There is nothing more satisfactory than seeing hard work pay off. "I did that. I EARNED that."
I'm ready to leap into a new chapter in my life, to broaden my horizons and never take another opportunity for granted. Come hell or high water, I WILL make this happen!
Just watch me.
I thought I was finally on my way back to college, eager to do things right this time, excited to try and better my life...
And of course, something has come up.
I got an email today from Chesapeake College, telling me that I would not receive federal or state aid due to "insufficient funds".
...I was praying for a pell grant that apparently does not exist.
I was denied a loan from Sallie Mae, even with a reliable cosigner. Why? Because I already have a loan with them, and because my credit score is low. Not because I damaged it, but because credit is NEW to me, my credit accounts are NEW. I make payments on time!
But they won't see it that way.
So tomorrow, I guess I'll go up to the bank and see if
A. They offer a student loan, and if not:
B. Would I be eligible for a personal loan, with a cosigner. I know I'll never get one on my own, not at my age! I'm a "risk" to them, I'm sure.
It's a damn shame that when I'm finally ready, finally feeling mature enough and DETERMINED enough to go and get an education that will benefit me for the rest of my life, COST is what holds me back.
They keep saying, "No one should be turned away due to cost!"
Well, I just may be. I can't afford this semester alone! Over $1400 dollars? Where the hell would I come up with that alone?
I'm just asking for a CHANCE. Just let me prove that I can do this.
I'm not a risk. I'm a 20-year-old woman full of stubborn determination and potential to really make something out of a poor situation. I could turn my barely-making-ends-meet life into one full of security and stability!
I believe in the timeless notion that hard work reaps the most rewards. There is nothing more satisfactory than seeing hard work pay off. "I did that. I EARNED that."
I'm ready to leap into a new chapter in my life, to broaden my horizons and never take another opportunity for granted. Come hell or high water, I WILL make this happen!
Just watch me.