fuck fuck fucked.
see subject. (rant on money)
I started off this semester with a 2000 dollar loan. After being robbed at gun point, paying two months rent, and buying books (among other unnecessary things) I have 200 dollars to my name, and I still need 100$ for Octobers rent, and 600$ in total for both November and Decembers rent.
I looked into unsubsidized loans, and holy shit, what a death trap. 6.8% compounded MONTHLY? After a year you have almost as much interest to pay off as the loan you took out, its fucked up. I bet paying that back is like one step forward two steps way, way back, fuck I can't even imagine trying to pay that back, so I'm not going to take an unsubsidized loan.
Whats really fucked up about unsubsidized loans is that nowhere on any loan site (Even the federal stafford website) is there information on how the interest is compounded. From investigating many, many forums it seems like it is compounded monthly, but I can't really be too sure. If anyone knows for sure let me know.
Apparently, I don't qualify for need-based money, which is really fucked up cause my parents don't have any money to pay for my school, needless to say they can't really help me with rent... I have friends who are way wealthier than my family is, but they only put one parent's income (in the case of a divorced couple) and they get need based money!
I heard if your not registered as a dependent then your more inclined to get money, but I'm pretty sure you have to have been born on or prior to 1986 to be independently filed. IDK.
I'm thinking of setting up a paypal donation lol.
I've applied to over 40 places probably, and have only gotten 2 interviews. I really wish I had my subway job right now....
OH WELL.
CHEERS.
I started off this semester with a 2000 dollar loan. After being robbed at gun point, paying two months rent, and buying books (among other unnecessary things) I have 200 dollars to my name, and I still need 100$ for Octobers rent, and 600$ in total for both November and Decembers rent.
I looked into unsubsidized loans, and holy shit, what a death trap. 6.8% compounded MONTHLY? After a year you have almost as much interest to pay off as the loan you took out, its fucked up. I bet paying that back is like one step forward two steps way, way back, fuck I can't even imagine trying to pay that back, so I'm not going to take an unsubsidized loan.
Whats really fucked up about unsubsidized loans is that nowhere on any loan site (Even the federal stafford website) is there information on how the interest is compounded. From investigating many, many forums it seems like it is compounded monthly, but I can't really be too sure. If anyone knows for sure let me know.
Apparently, I don't qualify for need-based money, which is really fucked up cause my parents don't have any money to pay for my school, needless to say they can't really help me with rent... I have friends who are way wealthier than my family is, but they only put one parent's income (in the case of a divorced couple) and they get need based money!
I heard if your not registered as a dependent then your more inclined to get money, but I'm pretty sure you have to have been born on or prior to 1986 to be independently filed. IDK.
I'm thinking of setting up a paypal donation lol.
I've applied to over 40 places probably, and have only gotten 2 interviews. I really wish I had my subway job right now....
OH WELL.
CHEERS.