I was having a pretty good day
until I logged onto my computer this evening. It's wet and cold outside (has been for days) but I'm usually pretty philosophical about that. I put on more layers (and lately, a knit hat) and settle in to do whatever I was already going to do
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Gmail generated a code for my Thunderbird, and I saved it in Thunderbird, so I don't have to mess with it. It's only good for Thunderbird, so trying to use it on a mobile device (which seems to be the scammers' preference) won't work. I only have to deal with the two-step when I log in via web, which I don't do very often. A minor annoyance, but definitely better than finding out Russian criminals have gotten into my email.
It's not so much the secure page as much as it is the not knowing them and the debit vs credit issue. I made the mistake of overloading my credit card when I could have used my debit card at a location I knew and trusted, and it takes two days for payment to clear the credit card and give me room to charge that much more. I've been living on the edge of my credit limit for a long time, and I would have a lot more trouble clearing up the mess if fraudulent charges emptied my checking account than if fraudulent charges ran up my credit card balance. My mom ordered something from an unfamiliar website once, and while we did get the merchandise we ordered, someone involved in that company also rang up several hundred dollars' worth of other merchandise from that site, which we found out when the credit card staff called her to ask if she'd ordered all of that. If that happened to my checking account, I wouldn't be able to pay my bills while we sorted out the mess, and then I'd have late fees and penalties on top of everything else.
I did eventually get the table; once my credit card payment cleared, I could charge it there, though the mix up left me tight on funds for a month, and the delivery had to leave it propped against my front door until I got home.
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