I could happily live in a world without money.
But times like these remind me that a world without money is far from my reach. I keep questioning if I should go into the mental health field, and I'm wondering if I'm going to be swimming in debt in a few more years. I mean, I'm very passionate about helping people, and I really do think I have a talent for it.
The downside is that I'm terrified that I'll burn out, get bored, or jumped too quickly into a field that wasn't right for me. This could be potentially worse than going into college clueless about your plans for the future.
To add to the money issues, my father is thinking about retiring early. He's only set up a few bank accounts, a CD, and well...that's just about everything. No retirement fund what so ever. In my culture, the parents raise the children, and when the parents grow older the children take care of their parents. This is probably why you'll never see a hispanic in a retirement home. But one slight problem: by this time I'm going to be drowning in debt. Financially, I have no idea how I'm going to help them.
I wish we could have helped them sooner, but I have to be realistic about this. Four years ago I was only 14.
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Now its time for my optimistic side.
I could use my ethnicity to my advantage and sign up for more scholarships and jump into work study. Maybe I'll even sign up for a loan through the federal government (low interest and tax deductible). Hopefully pick up a part time job when I'm on school breaks, and live at home for a few more years.
I'm writing this as a break from my real journal and to ask any of you for advice. Hopefully some of you know what I'm going through...