Smeagol is FREE!
As of July 3, when my next scheduled payment is made, I will, finally, after much, much longer than I care to admit, have a ZERO balance on my credit card. What a wonderful feeling ... cathartic, actually.
My immediate, visceral thought is: "Wow, I should go buy something to celebrate and then drink lots of beer ... and buy lots of drinks for friends to celebrate too!" ... But then, that's how I got in that bind in the first place.
So, instead, I will sock away the money I've been madly shoveling toward my credit card company and use it down the road on something worthwhile ... a house/condo/flat, perhaps?
My immediate, visceral thought is: "Wow, I should go buy something to celebrate and then drink lots of beer ... and buy lots of drinks for friends to celebrate too!" ... But then, that's how I got in that bind in the first place.
So, instead, I will sock away the money I've been madly shoveling toward my credit card company and use it down the road on something worthwhile ... a house/condo/flat, perhaps?