Are banks like cell phone companies?
Is there truly no good bank, no bank that won't fuck around with you? Like cell phone companies, it seems that no matter which bank you look at, they each have a major flaw. I thought I was working with a great bank, and I trust the people over there, but let's say I won't be making any referrals just yet.
This morning, since I still hadn't gotten my ATM card - which, sidenote, didn't strike me as odd since big banks take up to two months to send you things; it didn't occur to me that a smaller local bank wouldn't have to ship it from Alabama or Nevada or something, so yeah, I am getting more upset about that - I went nextdoor to the branch to get cash for the weekend. While I good-humoredly fumbled with actual banking, unable to recall how one attains money without a card, it came out that I had to write a check to myself and cash it. No problem; I'm a prepared girl. I wrote out a check for enough cash to last through the weekend until, presumably, my ATM card would arrive in the coming week. I wondered what the funny look on my favorite teller's face meant, and I started to get red flags when she said my account was coming up "red". After much deliberation she decided that the account linked to my checks just... wasn't there. I said, "So where are my paychecks going?!" Well it turns out I have an employee account number, which the banker setting up my account got right on the second try; the checks she ordered, however, were generated from the first attempt. The money is there, just in a different account than expected, and I was able to withdraw it. The ATM card, by the way? Never got ordered at all. The assistant manager assured me it'd be corrected today, and I'd have everything promptly. God I hope they're right. It's just lucky I didn't start writing out checks for the bills last night, though.
On top of it all, that wasn't the most frustrating part of my day. I have so little responsibility so far that I had a grand total of 5 minutes of work per hour today. So what did I do? Read the news and figure out how to make spreadsheets on my phone. There's not enough scotch in the world.
This morning, since I still hadn't gotten my ATM card - which, sidenote, didn't strike me as odd since big banks take up to two months to send you things; it didn't occur to me that a smaller local bank wouldn't have to ship it from Alabama or Nevada or something, so yeah, I am getting more upset about that - I went nextdoor to the branch to get cash for the weekend. While I good-humoredly fumbled with actual banking, unable to recall how one attains money without a card, it came out that I had to write a check to myself and cash it. No problem; I'm a prepared girl. I wrote out a check for enough cash to last through the weekend until, presumably, my ATM card would arrive in the coming week. I wondered what the funny look on my favorite teller's face meant, and I started to get red flags when she said my account was coming up "red". After much deliberation she decided that the account linked to my checks just... wasn't there. I said, "So where are my paychecks going?!" Well it turns out I have an employee account number, which the banker setting up my account got right on the second try; the checks she ordered, however, were generated from the first attempt. The money is there, just in a different account than expected, and I was able to withdraw it. The ATM card, by the way? Never got ordered at all. The assistant manager assured me it'd be corrected today, and I'd have everything promptly. God I hope they're right. It's just lucky I didn't start writing out checks for the bills last night, though.
On top of it all, that wasn't the most frustrating part of my day. I have so little responsibility so far that I had a grand total of 5 minutes of work per hour today. So what did I do? Read the news and figure out how to make spreadsheets on my phone. There's not enough scotch in the world.