A Free Laundry Basket? Sign Me Up!

Jul 12, 2023 17:51

The bank where I've held a checking account for twenty-some-odd years sent me this solicitation today to open a new checking account with them:



I've written before about how my banks show little clue they understand my financial situation even though they're required to by law. Here I wonder if my bank even knows how old I am, let alone that I have enough assets I'm unlikely to be swayed by, Ooh! a free laundry basket.

...Though possibly they do know my age and are thinking maybe I have a child in college who'd benefit from a checking account. That possibility makes this far from the worst mismatch they've made. It's not like they're offering me a loan at "only!" 7.99% "to consolidate [my] credit card debt!!!" when a soft pull of my credit report would show I haven't actually carried a balance on a credit card in nearly 20 years. ...And that last time was at 0% APR. 🙄

banks, money, wtf?

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