Housing....
My cousin in Cali is currently facing eviction at her current rented house. She is trying to buy a house in Riverside County since her in home daycare can be done in a house big enough since she can't find anything in San Diego County. The issue her bf might have though is going to his job everyday might take 2 hrs/ 1 way so we will see if they keep looking or if he is ok w/ that.
My other cousin in WA is moving to a rental house but having issues with her almost adult kids.
I was doubting whether or not I would or could ever OWN a house and have resided myself to maybe owning a condo or apt. Saw it as could be cheaper than rent & after a while, I will own it & only pay the super cheap HOA fees ( compared to Cali) n have maintenance guy 'around' & pool access....There currently 2 condo apartment complexes selling units for UBER cheap in Hilo ( think I am just paying off what is left on the lease? Dk hehe) and I am actually very interested in 3 units. 1 is a corner top floor unit, 1 is in the middle of the top floor and the 3rd is a ground unit. The corner unit is off the market as of yesterday ( bottom unit is RENTING for $1,360! Price to BUY can get paid off in LESS than 2 yrs if signed a Home Loan vs Rental Lease) & while I was not wanting a ground unit due to flooding concerns, I saw that the location is Flood Zone X ( low risk ) and there's stone walls that angle towards the drainage areas, so I feel really good now about that remodeled unit. I do like that this condo selling complex is across from the Intermediate vs the other condo place selling is across from 15-18 yrs old at the High School up the road...
The top floor unit, while nice, is NOT nicer than the GF unit but does have a range hood over the stove and newer stone tile for the kitchen but it is not worth $5K extra. Also the GF unit is really bright even though the windows are just the front/back ( I think of row houses hehe), they are BIG and I don't want to worry about the floor above me having issues if I were up there. I have been chatting w/ the realtor and he said the location is really low crime ( he says this w/ Detroit living experience!)...I feel like those new renters flocking to NY cuz rents were lowered & discounts applied hehe! I told my Mom maybe they are trying to 'revitalize' the area or want to appeal to ppl who don't want to go into debt of trying to pay off $110K for just a STUDIO or have it low so ppl w/ jobs find it attractive to own a 2 bedroom condo, who knows....I think they want to just pay off the lease ( up in 7 yrs) so they just want what is still remaining on it..
It is a really good location though to KTA ( downtown location now too!) & to CostULess are less than a mile away, walkability score is 65 in that area ( here, the city as a whole is 23) n I will access my own walkability based on my standards of under 3 miles is fine.... the KTA ad has similar prices to here, so just plan meals around sales or stock up for the next week..I do like staples, maybe not as expensive as my Mom is thinking...I really want to tour the place :)! The complex has good/ ok reviews, I think I will own it after I pay it off I told my sister, will talk more over stuff w/the realtor, & view the place if still available in mid June...I do like that other condos in town are only $95K-$1321K rather than min estimate of $300-$400K in Cali..
Idk how my Mom can think something violent will happen to me there when nothing has yet to happen here ( we had 4 ppl shot in 3 days here last week ( all West Side but still) n 2 of the shootings the week before, 1 was a road rage incident at 1 PM in front of the school 2 blocks from me & it is the route I do when doing errands over there n another was due to a verbal altercation inside a Walmart, the lady suspect then waited for the other person to go to her car ( w/ her 12 yr old mind you) before pulling up and opening fire on them ( did not hit them despite being a former CO)!)...I told my sister I will get a Hurricane Strength door that can withstand 350 MPH winds ( if HOA says ok...nobody's kicking that in!) to go behind the steel security door ( have em in Cali too) or have a security bar/ extra deadbolts on current door, and maybe get those criss cross security things for over the back window if need be. Also have pepper spray when out & about... I have seen them in England/Australia too.
Definitely having a Home Inspector check out the condo maybe w/ me if/ when I tour it ...don't want it falling apart like my current house ( my Mom not forcing the landlord to fix stuff has gotten me WANTING out & better! She doesn't want to save to make the fixes if landlord doesn't fix it in time)...ppl are buying houses in ATL, Baltimore, Philly and even AR and Kansas, you know? Women aren't even safe to walk around in Britain/UK nowadays...
I have spent $100 of my BidenBucks on lottos/ scratchers and the rest will go towards rent ( well rent/ mortgage payments in HI), I might try to put some stuff on Mercari & adding my $100 of my $200 latest Lotto winnings to my new bank that opened up 2 miles away sometime next week ( looking forward to the walking errand, same w/ donation clothes on 2nd trip to Goodwill + Popeye's stop since they ARE doing Dine In)...
Had a few nights of troubled sleep/ feeling defeated/ not supported but quick talk w/ my Aunt & realtor got me back into feeling good about the move. No workouts this week but did do 2 yogas of an awesome combo of Gate Pose, Sunbird, Sunbird Bow, 3 Legged Dog and I am even trying cat/cow now..hope to start 14 Day HIIT after my 2 days of walking errands which are motivation of the upcoming move:)! I now eat dal ( Dahl, daal, etc) 2x/ week, might even add chicken to it and found various recipes that can get made w/ the small Indian spices I found (+ 1st trying yogurt added to a meal w/ meat too).
This also got me excited : https://tynan.com/hawaii
My other cousin in WA is moving to a rental house but having issues with her almost adult kids.
I was doubting whether or not I would or could ever OWN a house and have resided myself to maybe owning a condo or apt. Saw it as could be cheaper than rent & after a while, I will own it & only pay the super cheap HOA fees ( compared to Cali) n have maintenance guy 'around' & pool access....There currently 2 condo apartment complexes selling units for UBER cheap in Hilo ( think I am just paying off what is left on the lease? Dk hehe) and I am actually very interested in 3 units. 1 is a corner top floor unit, 1 is in the middle of the top floor and the 3rd is a ground unit. The corner unit is off the market as of yesterday ( bottom unit is RENTING for $1,360! Price to BUY can get paid off in LESS than 2 yrs if signed a Home Loan vs Rental Lease) & while I was not wanting a ground unit due to flooding concerns, I saw that the location is Flood Zone X ( low risk ) and there's stone walls that angle towards the drainage areas, so I feel really good now about that remodeled unit. I do like that this condo selling complex is across from the Intermediate vs the other condo place selling is across from 15-18 yrs old at the High School up the road...
The top floor unit, while nice, is NOT nicer than the GF unit but does have a range hood over the stove and newer stone tile for the kitchen but it is not worth $5K extra. Also the GF unit is really bright even though the windows are just the front/back ( I think of row houses hehe), they are BIG and I don't want to worry about the floor above me having issues if I were up there. I have been chatting w/ the realtor and he said the location is really low crime ( he says this w/ Detroit living experience!)...I feel like those new renters flocking to NY cuz rents were lowered & discounts applied hehe! I told my Mom maybe they are trying to 'revitalize' the area or want to appeal to ppl who don't want to go into debt of trying to pay off $110K for just a STUDIO or have it low so ppl w/ jobs find it attractive to own a 2 bedroom condo, who knows....I think they want to just pay off the lease ( up in 7 yrs) so they just want what is still remaining on it..
It is a really good location though to KTA ( downtown location now too!) & to CostULess are less than a mile away, walkability score is 65 in that area ( here, the city as a whole is 23) n I will access my own walkability based on my standards of under 3 miles is fine.... the KTA ad has similar prices to here, so just plan meals around sales or stock up for the next week..I do like staples, maybe not as expensive as my Mom is thinking...I really want to tour the place :)! The complex has good/ ok reviews, I think I will own it after I pay it off I told my sister, will talk more over stuff w/the realtor, & view the place if still available in mid June...I do like that other condos in town are only $95K-$1321K rather than min estimate of $300-$400K in Cali..
Idk how my Mom can think something violent will happen to me there when nothing has yet to happen here ( we had 4 ppl shot in 3 days here last week ( all West Side but still) n 2 of the shootings the week before, 1 was a road rage incident at 1 PM in front of the school 2 blocks from me & it is the route I do when doing errands over there n another was due to a verbal altercation inside a Walmart, the lady suspect then waited for the other person to go to her car ( w/ her 12 yr old mind you) before pulling up and opening fire on them ( did not hit them despite being a former CO)!)...I told my sister I will get a Hurricane Strength door that can withstand 350 MPH winds ( if HOA says ok...nobody's kicking that in!) to go behind the steel security door ( have em in Cali too) or have a security bar/ extra deadbolts on current door, and maybe get those criss cross security things for over the back window if need be. Also have pepper spray when out & about... I have seen them in England/Australia too.
Definitely having a Home Inspector check out the condo maybe w/ me if/ when I tour it ...don't want it falling apart like my current house ( my Mom not forcing the landlord to fix stuff has gotten me WANTING out & better! She doesn't want to save to make the fixes if landlord doesn't fix it in time)...ppl are buying houses in ATL, Baltimore, Philly and even AR and Kansas, you know? Women aren't even safe to walk around in Britain/UK nowadays...
I have spent $100 of my BidenBucks on lottos/ scratchers and the rest will go towards rent ( well rent/ mortgage payments in HI), I might try to put some stuff on Mercari & adding my $100 of my $200 latest Lotto winnings to my new bank that opened up 2 miles away sometime next week ( looking forward to the walking errand, same w/ donation clothes on 2nd trip to Goodwill + Popeye's stop since they ARE doing Dine In)...
Had a few nights of troubled sleep/ feeling defeated/ not supported but quick talk w/ my Aunt & realtor got me back into feeling good about the move. No workouts this week but did do 2 yogas of an awesome combo of Gate Pose, Sunbird, Sunbird Bow, 3 Legged Dog and I am even trying cat/cow now..hope to start 14 Day HIIT after my 2 days of walking errands which are motivation of the upcoming move:)! I now eat dal ( Dahl, daal, etc) 2x/ week, might even add chicken to it and found various recipes that can get made w/ the small Indian spices I found (+ 1st trying yogurt added to a meal w/ meat too).
This also got me excited : https://tynan.com/hawaii