Down Payment/Closing Costs Assistance

[deadsister]

Hello, dorks! My boyfriend and I are looking into buying a house. We have our eye on one in Tonawanda, specifically. I was wondering if any of you had any experience with applying for grants to help with the down payment and closing costs. We will be able to afford the mortgage without any problems, but coming up with the down payment is going to be basically impossible. I am aware that in some cases the part that one is unable to pay can be added to the mortgage costs, but we'd rather not do that. Especially if we qualify for grants. I've found a couple that we qualify for which is cool. Basically I'm looking for your insight. Who has been through this before? What should we, and what should we NOT, be doing here?

Thanks in advance!