(no subject)
Trolling for info... Fraudirector may have input for me.
When slvr_starre and I bought our house a year and a half ago, we pinged our credit reports and found some accounts listed on them that were nominally open (or at least listed as such), but hadn't had any activity in years.
Today, as a part of the struggle to take care of things before they become important, I got copies of my three credit reports and found the same thing. 6 accounts that are either a) really old and open (nominally) or b) I can't for the life of me remember what they were, and open.
Do you think I should go through the hassle of trying to get these things closed out? They have zero balance, and no activity. I expect that most of them are actually closed accounts, but aren't listed as such.
Thoughts?
[ps. I have THREE sears accounts for some reason. this is odd, because I've only EVER had one sears credit card, which I need to have closed out.]
When slvr_starre and I bought our house a year and a half ago, we pinged our credit reports and found some accounts listed on them that were nominally open (or at least listed as such), but hadn't had any activity in years.
Today, as a part of the struggle to take care of things before they become important, I got copies of my three credit reports and found the same thing. 6 accounts that are either a) really old and open (nominally) or b) I can't for the life of me remember what they were, and open.
Do you think I should go through the hassle of trying to get these things closed out? They have zero balance, and no activity. I expect that most of them are actually closed accounts, but aren't listed as such.
Thoughts?
[ps. I have THREE sears accounts for some reason. this is odd, because I've only EVER had one sears credit card, which I need to have closed out.]