Money, Money, Money Mo-ney, MO-NEY!
Guess what this post is about? After taking an extra day off last week for mental health reasons, I had reconciled myself to a 5 day workweek this week in order to balance it all out. But it was so dead at work today that Harold sent me home 3 hours early and has told me that he'll only need me for a half day tomorrow.
On one hand, it's nice not to spend the better part of my days staring aimlessly out of the front windows of my workplace, but on the other hand it dwindles my already sparse paycheck. This week I've been speculating about my future and am NOT CONTENT to live this close to the edge for much longer. The plan-to-avoid-financial-disaster-while-still-being-reasonable is as follows: 1. plan for the Photoshop course in Sept. and get that skill set under my belt 2. start getting serious about pursuing a literary assistant's position as reynardin suggests 3. encourage synap to tap his connections at GW and go after a "promo" or "trade" account job.
We don't need a lot - we just need a bit more than what we've got AND to use it better.
It's comforting to know that I'm not the only one having trouble with the bills: a notice of hydro termination came in the mail today (again). If the gollum doesn't pay up in 7 days, it'll be lights out at the Hobbit Hole. fuck. Plus, one of my credit cards is getting unnecessarily pissy over a late payment. I paid yesterday and the payment was due by week's end, but I received a snitty phonecall from their "service" department demanding proof that I've paid it. I said the proof is that the payment is no longer sitting in my bank account - what more do they want? The service individual then threatened that a late payment could damage my credit rating. What; more than $25,000.00 in student loan debt and two oversized credit card balances?! Gimme a break, that ship has sailed my friend...... I just got a phonecall from the bank too. A nice young man asked me about my debt load and suggested that I transfer one of my credit cards (the one with the bigger balance) over to them. I told him that my credit rating sucks and that continually applying for things and being rejected actually makes it worse, so I wasn't interested. He was impressed that I understood that (?) and we talked at length about credit rating loop holes and student loan debts (he's a recent grad). I know that he was trying to sell me a bank product, but he was also refreshingly frank about it and offered some very do-able options which I will carefully consider. Sometimes you just never know what the day (or the next intrusive phonecall) will bring.
Saw The 40 Year Old Virgin last night (S. was appalled that I hadn't seen it). It was funny. Gooooood things ensued that I cannot talk about here. Yesterday I also downloaded Stand by Blue King Brown, which I highly recommend if you like salsa, reggae or intelligent hip-hop lyrics. I saw them on the Australian Live Earth Concert (or whatever it was called) internet feed and they are amazing. Check them out if only for the duelling percussionists.
On one hand, it's nice not to spend the better part of my days staring aimlessly out of the front windows of my workplace, but on the other hand it dwindles my already sparse paycheck. This week I've been speculating about my future and am NOT CONTENT to live this close to the edge for much longer. The plan-to-avoid-financial-disaster-while-still-being-reasonable is as follows: 1. plan for the Photoshop course in Sept. and get that skill set under my belt 2. start getting serious about pursuing a literary assistant's position as reynardin suggests 3. encourage synap to tap his connections at GW and go after a "promo" or "trade" account job.
We don't need a lot - we just need a bit more than what we've got AND to use it better.
It's comforting to know that I'm not the only one having trouble with the bills: a notice of hydro termination came in the mail today (again). If the gollum doesn't pay up in 7 days, it'll be lights out at the Hobbit Hole. fuck. Plus, one of my credit cards is getting unnecessarily pissy over a late payment. I paid yesterday and the payment was due by week's end, but I received a snitty phonecall from their "service" department demanding proof that I've paid it. I said the proof is that the payment is no longer sitting in my bank account - what more do they want? The service individual then threatened that a late payment could damage my credit rating. What; more than $25,000.00 in student loan debt and two oversized credit card balances?! Gimme a break, that ship has sailed my friend...... I just got a phonecall from the bank too. A nice young man asked me about my debt load and suggested that I transfer one of my credit cards (the one with the bigger balance) over to them. I told him that my credit rating sucks and that continually applying for things and being rejected actually makes it worse, so I wasn't interested. He was impressed that I understood that (?) and we talked at length about credit rating loop holes and student loan debts (he's a recent grad). I know that he was trying to sell me a bank product, but he was also refreshingly frank about it and offered some very do-able options which I will carefully consider. Sometimes you just never know what the day (or the next intrusive phonecall) will bring.
Saw The 40 Year Old Virgin last night (S. was appalled that I hadn't seen it). It was funny. Gooooood things ensued that I cannot talk about here. Yesterday I also downloaded Stand by Blue King Brown, which I highly recommend if you like salsa, reggae or intelligent hip-hop lyrics. I saw them on the Australian Live Earth Concert (or whatever it was called) internet feed and they are amazing. Check them out if only for the duelling percussionists.