A.F.G.E.
So.
For the last few weeks I have been working towards buying a new house.
I've been talking to loan people, I've been researching, I've been studying, I've even gone out with a realtor on several occasions.
I make what I would call good money. My wife makes what I would call good money. We have been looking into first time home-buyers deals.
After a lot of soul searching I have come to a conclusion:
At this time, due in large part to what I want in a house, houses in the area I live are out of my range.
The taxes and monthly mortgage fees are simply too much. I can afford a house in the $225,000 range. The houses that are what I am looking for and want are in the $275,000 - $300,000 range. At this time, it is out of my reach. *sigh*
I could buy a "starter" house now, but that would basically lock me into a house for 5 years and my ability to save would be greatly stunted. If I don't buy now, then my ability to save is greatly increased and in all likelihood I could afford a home that I want in two years.
By my math that puts me into what I want in 2 years or so. And allows for financial safety. It makes sense. But I would be lying if I said it didn't make me feel like a loser to have to say so. My rational mind is telling me what to do, my emotional side is in the midst of tantrum.
Oh well. I've learned a lot. When I'm in a slightly better situation then I will have a better idea on how to proceed.
Logic. *sigh* Not always what I want, but if I stick to logic I'll probably be better and safer in the long run. No willow reeds here, not that that will make sense to all but .01 % of the readers of this journal.
So tomorrow I start calling around and terminating my talks with various parties. More respectful to do it by phone than by email. Even if I think I will feel it as humiliating. *sigh*
Another Fucking Growth Experience.
Is this being an adult? I miss endless summer days of no responsibilities.........well....thats true....but I also like having a car...and having sex....okay....perhaps being an adult is worth it after all. *laugh*
Oh well. So yeah, I'm being logical, I'm sad, I'm going to shop away some of my sadness in the coming weeks... *laugh*
AFGE.
For the last few weeks I have been working towards buying a new house.
I've been talking to loan people, I've been researching, I've been studying, I've even gone out with a realtor on several occasions.
I make what I would call good money. My wife makes what I would call good money. We have been looking into first time home-buyers deals.
After a lot of soul searching I have come to a conclusion:
At this time, due in large part to what I want in a house, houses in the area I live are out of my range.
The taxes and monthly mortgage fees are simply too much. I can afford a house in the $225,000 range. The houses that are what I am looking for and want are in the $275,000 - $300,000 range. At this time, it is out of my reach. *sigh*
I could buy a "starter" house now, but that would basically lock me into a house for 5 years and my ability to save would be greatly stunted. If I don't buy now, then my ability to save is greatly increased and in all likelihood I could afford a home that I want in two years.
By my math that puts me into what I want in 2 years or so. And allows for financial safety. It makes sense. But I would be lying if I said it didn't make me feel like a loser to have to say so. My rational mind is telling me what to do, my emotional side is in the midst of tantrum.
Oh well. I've learned a lot. When I'm in a slightly better situation then I will have a better idea on how to proceed.
Logic. *sigh* Not always what I want, but if I stick to logic I'll probably be better and safer in the long run. No willow reeds here, not that that will make sense to all but .01 % of the readers of this journal.
So tomorrow I start calling around and terminating my talks with various parties. More respectful to do it by phone than by email. Even if I think I will feel it as humiliating. *sigh*
Another Fucking Growth Experience.
Is this being an adult? I miss endless summer days of no responsibilities.........well....thats true....but I also like having a car...and having sex....okay....perhaps being an adult is worth it after all. *laugh*
Oh well. So yeah, I'm being logical, I'm sad, I'm going to shop away some of my sadness in the coming weeks... *laugh*
AFGE.