House Party III
After a refreshing (?) break, the subDaily is back in service. And what better way to celebrate (?) this than with the annoucement of my new house!
I officially close this Tuesday, after an over-extended closing period. Apparently Rural Development likes to take its own sweet time, and the schedules of ordinary people (who happen to have excellent credit, I might add, and could easily shop around for a different lender) mean little to them.
But enough bitching. As soon as I find my USB cable (and set up my desk), I'll post pictures of casa del Jon. The short story is that I absolutely love the place. I've moved most of my stuff into it already, although I'm still crashing back at the apt for the time being.
When all was said and done, I ended up with a honey of a deal. It was initially listed at 67k. She dropped down to 62k, and then eventually settled with my offer of 59,5k. The house was appraised at 64k, so BAM...instant equity. There was one day where rates dropped from 6.25 to 5.5, and I managed to lock in my mortgage at that rate, which then shot back to 6.25 the next day. So all in all, I can't complain about this at all. Well, other than the fact that I still need a garden shed, but who's counting.
Otherwise, things have been progressing as you'd expect. Allergies have been more or less under control this season, with only a couple days where I would have rather been dead or otherwise incapacitated. I haven't taken any considerable time off yet, a day here and there, and I am in dire need of some vacation time. I managed to scoot up north to my parents' for a labor day, but otherwise I'm still biding my time until I can save up enough scratch for something fun. And warm.
The band is on a bit of a hiatus, although I've hooked up with some other folks and have been playing bass with them off and on this summer. I have a few gigs coming up, two over Halloween weekend, that promise to be lucrative.
That's all I've got in me this morning. I'll post pics of the house in the near future. Salud!
I officially close this Tuesday, after an over-extended closing period. Apparently Rural Development likes to take its own sweet time, and the schedules of ordinary people (who happen to have excellent credit, I might add, and could easily shop around for a different lender) mean little to them.
But enough bitching. As soon as I find my USB cable (and set up my desk), I'll post pictures of casa del Jon. The short story is that I absolutely love the place. I've moved most of my stuff into it already, although I'm still crashing back at the apt for the time being.
When all was said and done, I ended up with a honey of a deal. It was initially listed at 67k. She dropped down to 62k, and then eventually settled with my offer of 59,5k. The house was appraised at 64k, so BAM...instant equity. There was one day where rates dropped from 6.25 to 5.5, and I managed to lock in my mortgage at that rate, which then shot back to 6.25 the next day. So all in all, I can't complain about this at all. Well, other than the fact that I still need a garden shed, but who's counting.
Otherwise, things have been progressing as you'd expect. Allergies have been more or less under control this season, with only a couple days where I would have rather been dead or otherwise incapacitated. I haven't taken any considerable time off yet, a day here and there, and I am in dire need of some vacation time. I managed to scoot up north to my parents' for a labor day, but otherwise I'm still biding my time until I can save up enough scratch for something fun. And warm.
The band is on a bit of a hiatus, although I've hooked up with some other folks and have been playing bass with them off and on this summer. I have a few gigs coming up, two over Halloween weekend, that promise to be lucrative.
That's all I've got in me this morning. I'll post pics of the house in the near future. Salud!